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Car Insurance When contacting your insurance company

#1
kukui
2021/11/21 10:35

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

This is my first time here, so please let me know. I will be in the Mainland for college this fall. My car is in Hawaii. Just before I left Hawaii, I had a collision in the Kahala area. It was not a major collision and the damage to both of our cars was not serious, so we exchanged contact information and that was the end of it. A few weeks later, while my family was driving the car, we noticed that the A/C was not working ( I was already in Mainland for college at the time ) I went to have it checked out and was told that the A/C would not work without repairing the front of the car and was given an estimate.  I am prepared to contact the insurance company, but a few weeks ago I dropped my phone and all the data was lost due to a shock or something. I have not even backed up the data. 
I was told that when I contact the insurance company, they will contact the other party's name, address, photo, etc. 
If the other party's information is lost, will insurance be denied? ?

I have asked my family in Hawaii to do the estimates and repairs. I will be the one to contact the insurance company, but is it possible that the insurance will not be reimbursed in this situation ? Please let me know if you have any information in advance. 
This is my first time and I am very anxious. Please help me.
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#2
家主
2021/11/21 (Sun) 13:36

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

いつ起こした事故ですか?
事故の際に保険会社に連絡はしていないのでしょうか?
#3
Kukui
2021/11/21 (Sun) 14:18

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

お返事ありがとうございます。
事故は9月上旬でした。外の傷はかすり傷程度だったので、そのままにしてしまいました。それと大学に行く数日前だったので時間がないと判断してしまい、それは間違いでした。
やはり相手の情報がないと受け付けてくれないものでしょうか?
#5
ノーフォルト
2021/11/21 (Sun) 15:03

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

ハワイはノーフォルトなので、相手の連絡先の有無よりも、
貴方が事故を起こした時の、ポリスレポートが無い事が一番の問題です。

何ヶ月も前の事故を、どうやって保険屋に証明するんですか?
それは考えても無駄です。お勉強だと思って諦めるしかありませんね。

エアコンの修理程度は、結局はディダクタブルになるのではないですか?

それか、もし車両保険に加入しているのらばそれで修理すればいいと思いますが?

ご両親は、それぐらいの事ご存知ないのですか?

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