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1. Punahou and Iolani Kinder Number of examinees(20kview/130res) Free talk 2025/12/03 12:56
2. The admissions process for a school called HBA (Ha...(551view/2res) Free talk 2025/11/09 17:05
3. About the contents of the mobile company iphone 17...(1kview/5res) Free talk 2025/10/28 13:40
4. Chan number and M, why the trouble ?.(4kview/11res) Free talk 2025/10/23 02:10
5. Montessori Community School's Acceptance Examinati...(9kview/41res) Free talk 2025/10/09 08:27
6. About the driving morale of Hawaii drivers.(2kview/13res) Free talk 2025/09/18 23:46
7. A strange story I experienced in Hawaii.(930view/1res) Free talk 2025/09/01 23:28
8. About Condominium Insurance(938view/5res) Free talk 2025/08/28 09:43
9. Replacing iPhone12mini with iPhone16pro and consid...(811view/4res) Free talk 2025/08/21 17:04
10. The top 10 states where you need the least and mos...(1kview/6res) Free talk 2025/07/07 09:41
Topic

Punahou and Iolani Kinder Number of examinees

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#1
  • Waikiki
  • mail
  • 2025/02/21 17:00

Hello.
I am thinking of applying for my child to take the Kinder exam this fall.
I was wondering if anyone knows how many people have taken the Punahou and Iolani Kinder exams in the last few years?
I understand that the Kinder exam is the most difficult. If you are taking the Middle exam, there is a test and a score bar, so I think it is fair and people who are not at that level may not take the exam. Please let me know.

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#127
  • Puna
  • 2025/11/10 (Mon) 08:02
  • Report

The reason why the number of applicants for Iolani has decreased is because the age range for taking the exam has been reduced; the exam was available for applicants born in March, one school year earlier, but the age range has been reduced to those born in June since last year or this year.
Conversely, Punahou has expanded the age range since last year. Lateborns can now take the test twice across the year. That is probably the reason why the number of students reached 600 for the first time after Corona.
Either way, it's surely a high turnout, but Iolani has a smaller capacity than Punahou, so I think it's a good target from this year.

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#128
  • イオラニかプナホウか
  • 2025/11/10 (Mon) 09:35
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Iolani finally got under 400 students
As someone who will be taking the test next year, I'm glad to see that the ratio has decreased.
Punahou is my first choice, but if I get in, I am hoping that both schools are good.
I know that Punahou and Iolahou have the same available birthdays from this year.
Iolani seems to have 40 people and waitlists, so I have high hopes !

Even so, 693 people at Punahou was a surprise, and I applaud the kids who got in ! I thought 550 people failed, which is horrible … almost everyone failed.

The kids who got both Punahou and Iolani are … well, they are geniuses !

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#129

# 127 Puna
Punahou had a "June - August" birthday set long before last year. My son is a 3rd grader now, and he already had the same birthday set at that time.
Iolani has been adjusting to Punahou since this year.
I was lucky that the number of examinees was reduced due to the Korona disaster when my son was there ! but the number of examinees was over 500.
My younger daughter took the Kinder exam last year, and I remember being surprised on the day of the group exam by the surprisingly large number of people who took the exam.
As a result, it was a fierce battle of 693 applicants, and we thought we might do well since our oldest son is already in Punahou, but unfortunately
our oldest daughter didn't even make the wait list. It's a harsh reality!

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#130
  • 激戦キンダーお受験
  • 2025/11/13 (Thu) 10:58
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We were able to confirm last year's Kinder exam details for your reference !

Punahou had 150 successful applicants, 20 waitlisted, and 693 examinees.
Iolani had 96 successful candidates, 40 waitlisted, and 403 examinees.

These numbers are from last year's Kindergarten ( Kindergarten ) entrance exam. Acceptance ・ information that was officially shared with waitlist families and is a reliable number ( The number of waitlisted students was also included in the waitlist notification email ).

Including waitlist numbers :
• Punahou : 150 + 20 = 170 total slots
• Iolani : 96 + 40 = 136 total slots

Recruitment Although the number of slots themselves is not significantly different, Punahou has a much higher number of applicants, which means that the acceptance rate is lower and competition is more intense.

Last year, Punahou passed 4 students from the waitlist and Iolani passed 16 students from the waitlist.
Both schools had very competitive admissions.

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#131

I went to the Iolani group exam the other day. I was told that there were still less than 400 people taking the exam and that last year about 20 people were moved up from the waitlist.
When my older son took the exam last year, he said that only about 10 waitlisted students were moved up each year, so
the child who started attending Kinder this August, who passed both Punahou and Iolani, had a much higher percentage of Punahou choices. The Iolani admissions people were truly surprised that there were less than 400 test takers and
that there were 20 advanced admissions. Was the Iolani boom over after about 2 years? Also, as others have mentioned, the 90% Asian race rate was not a lie. Probably 70% Chinese ( Chinese, Taiwanese, Hong Kong ) and 20-25% Korean, Japanese, Vietnamese, Filipino. For your information.

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The admissions process for a school called HBA (Hawaii Baptist Academy)

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#1
  • Winter
  • mail
  • 2025/11/08 12:14

Nice to meet you. I have been looking with interest at the Punahou and Iolani topics here.
I am planning to apply for Kinder next year.
I started tutoring and Tutor this month, but I don't think I can handle Punahou and Iolani, even though I am a child myself.
So I talked to the Tutor people and they told me about a school called HBA.
Academically, it seems to be at the same level academically as Mid-Pac and Merinole.
If anyone has attended or has attended there, please give me some information as I am not sure if it is a good idea to look at the website or something else.
We are considering this school because the entrance exam does not seem to be competitive like Punahou or Iolani.
Thanks in advance.

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#2

Hi Winter,
My daughter attends HBA. I was at a loss after taking the Kinder exam to only 2 schools, Punahou and Iolani, and being rejected from both, I thought I had decided to go to the public school I attended for GE
but I contacted HBA, Kaimuki Christian, Merinole, and Hongwanji to see if I could get in, and they said all 4 schools had not yet reached their capacity

They still accepted her at the end of April after Punahou and Iolani had announced their acceptance. > I contacted HBA, Kaimuki Christian, Merinole, and Hongwanji, and they told me that they had not yet filled the positions at all four schools, so I contacted them and they accepted me even at the end of April, after Punahou and Iolani had announced their acceptance I submitted applications to HBA and Hongwanji, had brief interviews ( both probably less than 15 minutes ) and within 2 weeks I was accepted at both HBA and Hongwanji
I was accepted at both schools. > I passed.

Last year, the same Puli girl failed Punahou and Iolani and was in trouble, so I told her about our situation and she told me that HBA, Kaimuki, Hongwanji, and Merinol were still accepting applications in early May as well
because they had not reached capacity, so I think it is the same situation every year.
Yes, the number of children is decreasing these days and Punahou and Iolani are the top two schools in Hawaii by far, so the popularity is concentrated in the two schools and other private schools are struggling to attract students
Yes.
HBA is not an academic school like Punahou or Iolani, but it has a lot of local kids attending.
The school culture is pretty laid back.

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#3

We are also HBA.
Like Kanako, I could not pass Punahou and Iolani. I thought too easily that I would be accepted to one of them, and now
I regret it.
I applied after the announcement of Punahou Iolani's acceptance, or rather, after we graduated from Pre and started our summer vacation ( sweat )
But HBA still accepted me. !
We also contacted Hongwanji and Merinol in June and were accepted, but we chose HBA which is closer to our home.

It is definitely not an academically oriented school and there are many local families. You should visit the school once !.

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About the contents of the mobile company iphone 17 free

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#1
  • sweet
  • mail
  • 2025/10/23 13:02

Hello. I am using
AT&T with a 5 year contract. I am currently paying $ 62 per month. ( Unlimited Plan)
My iphone12 contracted with AT&T 5 years ago is getting old and I want to replace it, but when I was looking at the iPhone17 $ 0 36months......... and saw
an ad on a website that said.
Does this mean I can get a free upgrade to iphone17 if I have a contract for more than 36 months ?

Which is a better deal, buying it at Apple store and re-signing with AT&T for Prepaid Plan ( 20 per month $ )? Which is more economical to re-sign up with a
I don't understand English very well, I couldn't fully understand it using a translation site, and I'm not confident that I can go to AT&T and understand English, so I'm posting this topic.
If you can help me, please let me know if I can get a new contract with T-mobile or Spectrum and change the model, or if the plan is more beneficial.
please !

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#2

If you want to change your phone, it is wise to buy an unlocked phone from an Apple store if you want to buy an iPhone
because you are bound by a contract if you buy from the phone company. The same goes for Android.
You can use any sim.
In other words, buying at a phone company's store is a trick and a tie. I'm surprised that people still don't know this stuff.

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#6

Thank you for telling me.
I made a question topic in ? ? at the word iphone17 free.
We don't mind the contract terms at all. I just wanted to know if I can get a
new iPhone17 for only $ 62/month that I am paying now if I continue
with my 36months contract again.
# 3 Eh ? Thank you
for your kind words.

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Chan number and M, why the trouble ?.

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#1
  • morrys
  • mail
  • 2025/05/03 21:44

We were such good friends
Why is that ??

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#7
  • 2025/08/13 (Wed) 16:22
  • Report

I think Mr. Mori is too unique
and there were some misunderstandings.

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#9
  • Mekealoha
  • 2025/08/31 (Sun) 23:33
  • Report

I watched youtube and confirmed it. Good luck to both of you.

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#10
  • Yoshie
  • 2025/09/28 (Sun) 23:51
  • Report

I hope they make up.

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#11

#6 UFJ, that's really it
I think you have a lot more to think about.

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#12
  • こちかめ
  • 2025/10/23 (Thu) 02:10
  • Report

I, too, wanted to know why we fought, but I'll think about something else more.

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Montessori Community School's Acceptance Examinations

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#1
  • お受験ママ
  • mail
  • 2025/02/02 09:36

We moved to Hawaii from the Bay Area last May and have two children, our oldest is now 3.5 years old and our youngest is 1.5 years old.
I was interested in Montessori education before my children were born, and while researching, I heard that
Montessori Community School in the Makiki area is a wonderful school. I saw that over 95% of the students go to Iolani or Punahou each year
through the Feeding School to Iolani or Punahou schools.
I know that it is very difficult to get into Montessori Community School as there are several topics on this site.
I would like to enroll my oldest son from Kinder and my youngest son from Pre, what should I do to prepare for the entrance exam?
We would like to know what kind of education and preparation you have done for your son who is currently attending the school.
We have contacted the school and are afraid that the admission rate is quite high.

My two sons will be living in Hawaii for at least 10 years, so I am hoping that they will be able to attend Iolani School or Punahou School in the future
We are hoping to attend Montessori Community School. I heard that another school, Hana Hau'oli, is also a feeding school, but
I heard that you have to have some kind of connection such as family connection or working to get in, but I have given up because I have no connections in Hawaii.
I would appreciate any information you can give me if you have taken the test for Puri or Kinder.

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#38

Hanahauori mom
# I am 33 Hanahauori. I understand the kinder examination very well. ( It was really hard to tell them right after they started school )
After failing Kinder, I realized that Punahou is much more difficult than Hana Hau'oli.
We too are not considering Iolani and are choosing Punahou. Let's work together.
It is encouraging to know that there are others in the same situation at the same school !
Punahou, the SSAT passing line is 90th percentile or higher, and it is tough.

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#39
  • 最近まで通わせてました
  • 2025/10/06 (Mon) 09:33
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My daughter attended MCS from Pre, Kinder, and 1-3 grade.
Pre was a very good school, but I started to think it was lacking academically from about Kinder.
My premonition was right, 1-3 grade, I was totally lacking academically compared to other private schools.
Frankly, Montessori education is unnecessary for elementary school students.
From about 2nd grade, I really thought, please, stop spending so much time teaching with blocks and other materials like you used in pre !. The subjects I didn't want to do were put off ! and I remained poor at them for a long time.
There were only 8 students in the same grade, so we had only a small community to interact with, no place to socialize, communicate, or play sports that required a large number of students, and too few students in the same grade to play any ball games or sports. The school said that the three grades should be combined ! but because of the age difference between the three grades, the children were reserved for the smaller ones, and they lacked sportsmanship and social skills.
We moved him from 4th garade to another private school where he had many classmates in the same grade level and where there was a good field, music, and art program.
We also tried Punahou, but it was too much to compete at all with MCS's elementary academics.

Punahou Feeding School ? When was this ?. If you're concerned about the academic side of things, I wouldn't recommend Elementary at all.

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#40

My son went to preschool 3 years ago. He is now in 2nd grade at another private school.
Punahou and Iolani are not included, but another school.

Montessori community school3 years ago, when my son went there, the preschool was very popular. My son was 2 years old when he applied and was not accepted, but he started at 3 years old.
The 2 years of preschool gave him so much to experience. But as far as academics, don't get your hopes up.
The reasons why we moved from Kinder were: no school yard, too few students ( 8 students per grade ), lack of music room, art room, chemistry room, library, etc.
5 years of elementary from Kinder ? 6 years of education to build a foundation for life. But we left Kinder because of the lack of facilities, and also because we were worried about the classes with three grades together.
As a result, only 7 students from my son's grade moved up to Elementary at Montessori Community School. They said there were only 7 kids in the same year
and I remember other families regretting it.

As others have said, the preschool is very high quality. That is why it is a very popular school. But Kinder and Elementary are too small and are always open for applications.
We left after Kinder because we saw only negative aspects in terms of study, facilities, too few students in the same grade, and the educational system. After all, children of the same age play with children of the same age. We were very happy with the preschool, but I don't regret switching schools because I couldn't help but be concerned
about the fact that there were only 7 students in the same grade, the lack of facilities, and the academic performance of the students.

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#41

MCS is not a Punahou or Iolani feeding school.
It is only a school that teaches Montessori education to children. It is more about Montessori pedagogy than academics.
It is true that it is impossible to have three grades together in Elementary, and even I feel that the Montessori method is not appropriate for Upper Elementary ( 4-6 years ).
Also, as you said, the facilities in the school are quite poor. Preschool is very popular, but I guess not many parents want their children to attend MCS in Elementary. That's why the number of students in the school year is quite small, and Elementary is always looking for new students. That is definite information. However, the smaller number of students makes for a stronger bond. It is a small community, though. And as for academics, the level is not so high.
As a matter of fact, to get from middle school to a level that will get you into Punahou or Iolani, you need family support ( as well as public ) such as a Tutor.
Tuition fees are also lower than other private schools, and I think it is better at MCS if you are not asking for so much that you are thinking of sending your child to Elementary.

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#42
  • プリ通わせました
  • 2025/10/09 (Thu) 08:27
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I attended Montessori Community School Pre for 3 years at ages 2, 3, and 4, and then moved to another school after Kinder.
I attended an elementary panel at the Montessori Community School to get more information about the school, but like others, I found the facilities too small, the number of students in the grade level was only about 10, and I had doubts about the learning program and learning style. However, like others, I decided to apply to other schools because the facilities of the school are too small, the number of students in the grade is only about 10, and I had doubts about the learning program and learning style. Sorry, I didn't go to Elementary, so I can't help you.

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About the driving morale of Hawaii drivers.

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#1
  • KAN
  • mail
  • 2025/08/26 12:22

I'm actually a full time UBER driver, and I've been rear-ended 4 times in the last year alone.
I drive mainly at night, and I've been rear-ended twice lightly, once moderately, and once enough to get me out of the car.
Moreover, all four times the other party had no car insurance, and one of them was an idiot who was driving around without even having a car license.
What they all had in common was that they thought they had no way to get money from those who didn't have it, and they had an unfaithful attitude that said, "I don't give a damn about social responsibility.
In Hawaii, where there are so many people who have grown up without any higher education, I was exhausted just thinking about living and coexisting with such people in the same small society.
I am still driving UBER, but the sound of the violent collision from behind keeps on leaving a traumatic impression on my brain.
So, I would like to ask everyone if anyone has experienced frequent rear-end collisions while driving ?
I would be very grateful if you could share your experiences with me.

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#10
  • にゃんこズ
  • 2025/09/13 (Sat) 14:05
  • Report

This may sound funny, but I always check the car behind me and if I stop and I think the car behind me is going too fast, I pump the brakes. And I always keep a good distance from the car in front of me. I would be so angry if I was rear-ended. And it scares me.

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#11
  • つぶあん
  • 2025/09/16 (Tue) 21:01
  • Report

I have lived in Hawaii for 10 years. I have been thinking exactly the same thing lately. In all the decades I have lived in Japan, I have never seen a car accident, but in Hawaii I see them several times a year. This year there were two. One of them was a hit-and-run accident in which the driver who rear-ended the car ran out of control like a drunk driver and hit the car several times with great force. I think Hawaii's driving etiquette is getting worse every year.
And I think the number of private cars in Hawaii has increased so much in the last few years that it has become a big problem. As a resident myself, I used to think it wasn't so bad, but nowadays when I go outside, I often smell gasoline in the air and I hesitate to go out. Although this is Hawaii, the environment that should be a paradise, a world-class paradise, is being damaged. If this continues, not only will the quality of life for the residents suffer, but it will also keep tourists away. Tourists do not visit Hawaii to breathe dirty air or to be trapped in traffic jams. I strongly believe that unless decisive action is taken, Hawaii will face serious environmental and economic decline.

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#12

I was once rear-ended by a police car while waiting at a stoplight. It was minor, but I was surprised that such a thing could happen.

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#13
  • KAN
  • 2025/09/17 (Wed) 16:26
  • Report

# Thanks for the info, 10nyankoz. I've started pumping as much as kudos to you too.
#11 Tsubuan, thanks for the information. I drove for more than 10 years in Japan and never had an accident. I think most of the locals here would run away even if hit. I think the problem is that they have very low morals. After I was hit, the other driver ran away.

#12IV, that is a valuable experience. I was at an intersection last year where an ambulance and a civilian car were rear-ending each other .

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#14

My husband is an ex-police. He says
① the issuance of licenses is too easy and many people have poor driving skills. I doubt they have a few hours of voluntary skill practice
② Hawaii is crawling with criminals. They can't go to jail so they are released immediately. People with 100 arrests are walking around.
③ There are a lot of immigrants here and they don't speak the language, which is another reason why employment is not stable
④ Hawaii is multicultural with many immigrants. This is not Japan. There is no courtesy here. Expectations will only lead to disappointment.
⑤ You are the only one who can protect yourself. ⑥ This is not Japan, don't expect too much
.

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A strange story I experienced in Hawaii.

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#1
  • Ho'oponopono
  • mail
  • 2025/09/01 19:08

I would like to hear your stories of your experiences in Hawaii.

A story I experienced.
I went to the famous Birth Stone, and out of nowhere, a Hawaiian man ( who was the administrator of the Birth Stone and ancestor who took over the ceremony ) appeared and took me inside the site of the Birth Stone for a special ceremony. It was a strange experience, even thinking about it now, the timing and all. After that, my infertile friend who was with me got pregnant.

When Lan Bo saw me, I didn't even tell her my name or date of birth, but as soon as she walked into the room, she started talking about her deceased husband in a very simple way. ( Of course, I didn't even know he had passed away, but )

That night when I met Kumu, the Hawaiian, who chanted for me, I found that the closet I had closed before going to bed was wide open when I got up in the morning.

That's about it for me, not much more, but I'd love to hear your stories.

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#2
  • 宝くじ
  • 2025/09/01 (Mon) 23:28
  • Report

When I made Balance Lock the standby for my phone,
I won 300 million yen in the lottery, which I have never won in 30 years.
I keep it a secret from my family.
*In case you are wondering, we do FBAR in the U.S. as well.

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About Condominium Insurance

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#1
  • Aika
  • mail
  • 2025/08/26 18:31

I live in Ala Moana.
Condo against disasters, water leaks
I have insurance, but I pay 1,500 a year.
Of course, it depends on the size and the property
How much do you guys pay for insurance ?
Also, if there is any cheap insurance company, please let me know.

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#2
  • Ezmode
  • 2025/08/26 (Tue) 23:53
  • Report

I am also a condo near Ala Moana.
My car insurer told me I would get a good deal on a set
car and home insurance are the same. I heard that if you have a lot of luxury items in your personal belongings you get a
expensive insurance policy to be covered, but I don't, so it's normal.
I was told to evacuate to the 4th floor or higher on the news about the recent tsunami information
I wondered if it would be okay to not change my insurance policy, especially if I am above the 4th floor. I think the $1500 home insurance is for a single family home.

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#3

Insurance premiums in general are skyrocketing due to the Maui fires. With wildfires, hurricanes, and flooding on the mainland as well, it looks like premiums are on the rise. $ 1500 is a good price ?.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#4
  • momo
  • 2025/08/27 (Wed) 16:19
  • Report

We are forced to buy condo-specified insurance if we don't have individual insurance coverage as determined by the condo.

State Farm, a major player, announced a 22% price increase and other companies are following suit.
Now, you may pay more if you switch to a new other company.

Each insurance policy is completely different in each case, so there is no point in comparing one with another.
It depends on the condo you live in. Without detailed information, it is useless to compare.

You will get more appropriate answers if you ask AI questions than if you put your personal information here.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#5
  • Ezmode
  • 2025/08/27 (Wed) 18:31
  • Report

#4 I asked AI as momo advised and ours was a few hundred dollars less than the Honolulu average.

Topi Aika, talk to your car insurance agent. They told me that the set was a good deal and it was true.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#6
  • FPP
  • 2025/08/28 (Thu) 09:43
  • Report

My husband owns an insurance agency. Over the past few years, the insurance industry as a whole has become very tough. It seems that the new conventional wisdom throughout the insurance industry is that we are entering an era where it is inevitable that things will get even tougher and insurance costs will rise. It is often said that the rise in insurance costs is due to the fires in Maui, but in fact, the main cause is natural disasters caused by extreme weather events that are occurring all over the world. Insurance companies are raising overall insurance rates to make up for the insurance claims that have occurred in other parts of the U.S. and around the world. They are also making the lines tighter than ever for new insureds to sign up for the natural disasters that are sure to happen in the future. The cost of insurance for my home has gone up every year for the past few years, and this year it was double the price of last year. However, as he says, "You should be thankful just to have insurance," as he sees clients every day who are unable to join any insurance company because their insurance has been unilaterally cancelled by the insurance company for various reasons. He said, "You have to be thankful just to have insurance. In addition, there are an increasing number of companies that continue to offer lower terms and conditions to their existing clients, but demand extremely strict terms and conditions from new clients. For the aforementioned reason, once you cancel your insurance, you may not be able to reapply for insurance under the same conditions as before. However, the above is not so much true for automobile insurance, which is an exception to the rule that you are required by law to purchase.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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Topic

Replacing iPhone12mini with iPhone16pro and considering changing cell phone company

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#1
  • sweet
  • mail
  • 2025/08/20 13:49

Hi
I am currently using an iphone 12mini purchased in 2020 with AT&T. I have already paid for the model, but I am paying $60 monthly for the Unlimitied plan.
I am not sure if this plan is cheaper.
My iphone12mini has recently lost battery life and I would like to change to an iphone16pro or iphone16 and
if there is a plan that allows me to change at the same time at a lower cost, I am considering changing AT&I am not particular about T.
If anyone has any information, please advise.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#2
  • こーの字
  • 2025/08/20 (Wed) 14:49
  • Report

Here is a log about cheap plans.
https://hawaii.vivinavi.com/jpn/eb/index/-?topic_id=_widg_28a78710abb85bf802a355f307c006ab599a032530&show=all#_widg_28a 78710abb85bf802a355f307c006ab599a032530
It would be easier for everyone to comment if you stated the monthly data allowance required.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#3
  • Jasmin
  • 2025/08/20 (Wed) 22:48
  • Report

I am on Spectrum after trying all the cell phone companies.

$30/month for data, text and unlimited. The antenna is the same as Verizon's so the cosmetics are definitely better. I can recommend !

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#5
  • Mint
  • 2025/08/21 (Thu) 17:04
  • Report

#3 As Jasmin said, Verizon is the best Network.

Verizon → AT&T → h2o → Spectrum → Mint → Having switched carriers to Tello,

h2o, Mint and Tello are slightly inferior to AT&T Network and a bit inferior to Verizon.

Verizon has better 5G coverage and Spectrum is the best choice if you want to replace your iPhone 16pro with a higher spec.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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The top 10 states where you need the least and most expensive savings to retire are as follows:

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#1
  • Randy
  • mail
  • 2025/06/25 16:49

今日のニュースで興味深い記事がありましたのでシェアします。

What To Know
Americans' economic anxieties come from different places, including fears of recessions, inflation, health issues, grocery and gas prices, tariffs,
and fears of government cuts to Social Security and Medicaid.

Kiplinger, a publisher of business forecasts and personal finance advice, devised a list of the states where money will go the longest in retirement
without breaking the bank.

The top 10 states where you need the least savings to retire are as follows:

West Virginia – $712,913
Kansas – $741,455
Mississippi – $753,472
Pennsylvania – $864,633
South Carolina – $869,140
Minnesota – $870,642
Wyoming – $872,144
Illinois – $873,646
North Carolina – $905,192
Maryland – $924,720

The top 10 most expensive states where you need savings to retire are as follows:

Hawaii – $2,212,084
Massachusetts – $1,645,764
California – $1,612,716
Alaska – $1,292,753
New York – $1,292,753
New Jersey – $1,163,566
Vermont – $1,153,051
Washington – $1,145,540
Maine – $1,144,038
Arizona – $1,133,522

#3
  • Randy
  • 2025/07/03 (Thu) 11:51
  • Report

#2 Nobody

Thanks for the reply.
Since it is US news, I copied it as it is in English, but
some parts are not correct in Japanese because it is automatically translated in BibiNavi.

Yes, it is.
Who knows how high prices will be when I retire in a few decades
?
Anyway, make money while you are healthy. Plus, I think I should make various sources of income.

FYI, families who moved from Hawaii to the mainland during the Corona were also renting on the mainland.
Prices have gone up on the mainland as well, so we can no longer afford to raise 3 kids and now live
in my parents house in Hawaii for crying out loud. We were able to do this because we were local.
People who were buying houses on the mainland at the same time, over 5 years after Corona, they went up so much that they sold for 1.5 times what they paid.
There are no houses in the US. Such a difference in just 5 years. And it looks like it went up 4 times in Okinawa in another topi.
Depending on location, it is better to buy real estate if you can get a loan.

#4
  • 名無し
  • 2025/07/03 (Thu) 20:07
  • Report

There is also the option of life insurance for future planning.

I can't go into too much detail here, but I think life insurance and real estate will still be important.

I don't know about the price of real estate because it depends on the situation, but I think the U.S. economy will slow down
in late 2025 to 2026, and if that happens, the price of real estate will go down.

If you have real estate for sale, why do you want to sell it ? and ask the real estate agent, and if it is urgent, it is possible to buy it
. There is no need to buy the property at the asking price. You can also buy real estate that has been on the market for a long time. I'm sure Real Estate Agent will get angry if I
Post such a thing.

#5
  • Nahele
  • 2025/07/04 (Fri) 13:23
  • Report

Escape to Japan only for old age

#6
  • Randy
  • 2025/07/04 (Fri) 15:58
  • Report

# 4 nameless

I, too, have life insurance. I am not a life insurance and real estate agent.
How to survive in the U.S. I have done a lot of research.

I also have experience in buying and selling real estate, and I always have them negotiate every time. I have never bought at list price.
It is important to choose an agent who is a good negotiator.

#7

I have lived on the mainland for 25 years. I have moved to the East Coast, West Coast, Southwest, and have real estate in Hawaii, but I don't think you understand the significance of this data at all. First of all, unlike Japan, the US is a country where income and spending levels can be several times different in different areas. For example, in Silicon Valley and Manhattan, it is not unusual for an average salary to exceed $300,000. In the Midwest, on the other hand, many workers are employed in factories and farms, where salaries of around $50,000 are common. Naturally, real estate prices also vary widely. When changing jobs, it is essential to use the Relocation Calculator or the Salary Calculator to find out the salary and rent level in the area where you will be working. The same $300,000 job offer can mean very different things depending on where you live.

Also, a significant number of Americans are downsizing and relocating when they retire. If you are an owner of an expensive home on the East or West Coast, it is a fairly common pattern to sell your home and move to a retirement community in Florida or Arizona. In this case, the money needed for retirement that is being offered is useful information. A homeowning businessman retiring on the East or West Coast will cash out 1 or 2 mil → $500,000 to acquire a retirement property & Retirement fund cash out is normal.

Hawaii is special because there are many such wealthy mainlanders living in Hawaii for a few years, demand for vacation homes from wealthy Californians, etc. The biggest expense in retirement is housing, so housing costs driven up by these wealthy people have a big impact.

The way to survive in the U.S., is to work in areas with high salary levels and retire in areas with low salaries.

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