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PPP loan 個人事業主について
- #1
-
- next
- 2020/05/31 13:06
PPPローンの借入金額の算出について
直近１２ヶ月のpayrollの平均額 x ２.５ヶ月分 となっておりますが、この平均額というのは Gross incomeからの算出でしょうか？
それとも Net profitからでしょうか？
私のメインバンクは現在PPPの受付をしておらず、ペイパルで仮に申し込みをしてみたところNet profit値で金額が算出されました。
個人事業ですので純利益はとても低く算出された金額が低かったです。
まだ申し込みはしておりませんが、知っている方がいらっしゃいましたら教えてくださると幸いです。
- #2
-
こんにちは。
直近12カ月というより、2019年のタックスリターンのスケジュールCの31行目の金額となるそうです。
つまりNet Profitを元に計算されます。
2019年のタックスリターンは7月15日まで期限が延期されましたので、まだファイルしていない場合は、スケジュールCの手書きなどの計算でも受け付けているはずです。
最初知らずに2018年のGrossで計算して申し込みしたら、銀行から追加書類を求められ、2019年のNetで計算し直されました。
- #3
-
- next
- 2020/06/03 (Wed) 10:14
- Report
mango808さん
ご連絡ありがとうございます。
やはりNet Profitを元に計算なんですね。ペイパルには自分で必要書類をすで送っており、ローン金額の算出がNet Profitからだったので、
こちらで質問させていただきました。
- #4
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雇用主が PPPを貰い 失業中の従業員にチェックを送ってきました
しかし 失業保険の方が何倍もいただけるので, 私へのチェックの支払いををストップするようにお願いしましたが 無視されています。
PPPで借りたお金は 使わなければ 返却で 雇用主が損害を被ることは ないと聞いてますが 正しい情報をお持ちの事業主様 教えていただけますか？
Posting period for “ PPP loan 個人事業主について ” has been closed.
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