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Topic

If the address of the U.S. bank account is in Japan

Question
#1
  • hawaii4649
  • mail
  • 2022/01/06 18:02

I have been living in the U.S. for many years with a green card, but now I am thinking of getting a Re-entry Permit and living in Japan for about 2 years.
If I change the address of my bank account in the US to Japan, will there be any inconvenience ？
I will not be able to use my Debit card to make purchases from US sites such as eBay ？
If I don't use it, it might get frozen. I would like to use it about once every 6 months.
Please let me know if you know anything about this.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#2

Sorry, I am writing this not for advice, but because it is something I am also wondering about, and I would like to take advantage of it.
Since I am not bringing money into Japan, I think it is probably OK, but I would like to know if I will have to pay taxes in Japan depending on the balance.

Lord, I apologize for the intrusion.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#3
  • SJDummy
  • 2022/01/07 (Fri) 17:47
  • Report

I had lived in California all my life, but from 2015 to 2019 I lived in Japan.Because of TAX, I changed all my financial institutions, Social Security Office, and IRS registration address to Japan. However, I was allowed to use an acquaintance's address only for credit cards to be used in the U.S. (AMEX) and I used a U.S. address. The reason is that the card is basically only issued to US residents. All statements were online only （, no mail ）, so I had no problem. However, when the card expired, a replacement card was sent to a friend of mine and he forwarded it to me in Japan. This way, my credit history in the U.S. would be continued and I could use that history when I would live in the U.S. again in 2019. （ When you are in the process of getting a new Mortgage ） My personal recommendation is to change your address to Japan without closing your bank account, and to use only one credit card （ ） as a minimum and leave it at an acquaintance's address in the U.S. Everything else should be closed. Some banks may have a policy of not allowing foreign residents to open bank accounts, so you will need to check with your bank. If your card is used outside of the US, it may be frozen, so it is recommended that you coordinate with your credit card company in advance （ how often you plan to use your card, where, and for how much ）. I discussed the details with AMEX and got an agreement in advance.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#4
  • hawaii4649
  • 2022/01/07 (Fri) 20:51
  • Report

Thank you for your comment. I have read it over and over again. I don't plan to take out any loans in the future, so I don't care about my credit history. I am also wondering if it would be very difficult to borrow a friend's address.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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