Vivinavi : Hawaii : (United States) Hawaii

• nuiloamama
• 2022/02/18 (Fri) 00:07
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If it has been 6 months since your second vaccination, you can be vaccinated in Japan.
Please make an appointment through the website and bring your passport and vaccination card.

However, if you become ill after the vaccination, you will have to pay for your own medical expenses.

• Lala
• 2022/02/18 (Fri) 11:40
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Waikiki

hi hi

• Lala
• 2022/02/18 (Fri) 11:43
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nuiloamama

Thank you for your answer.
Yes,
I will carefully consider what to do in case I get sick after the vaccination.

• zebra
• 2022/02/17 (Thu) 17:43
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Topic
Hello. I live in Hawaii.
I use a frequent flyer credit card
I recommended it to a friend, but she was rejected
because she had been working for 1 year.
It is possible that I still can't get it if I have been working for 3 months.

• フロムCA
• 2022/02/17 (Thu) 22:27
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Is Hawaii a hurdle ？
I moved to Hawaii from California and already in my California days （ I made a credit card four years ago when I immigrated to the US ） and I could make a bank credit card right away. It didn't matter how much money I had in the bank or anything, as soon as I opened my account （ on the second day of immigration ） and told them that I wanted to get a credit card because I would need my score, I got one right away. It only works from about $500 at first, though. I was in the U.S., so it is not a Hawaiian bank, but just for your information, I am not sure if it is ANA America or JAL America. When I was in California, I heard from my seniors that all Japanese people started with the credit cards of the two airlines or the secure card of the bank. I think ANA and LAL might be better because you can get customer service in Japanese.

• 平和主義
• 2022/02/18 (Fri) 07:55
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Capital one is often used to build credit history for the first time.
The app makes it easy to make payments, and you will always be notified by email when your card is used, so it is very secure and prevents fraudulent use. You will build a good credit history if you continue to use the card within 30% of your credit limit.
Although the initial limit is low, this card has no limit on the number of payments per month, so try to use it while making frequent payments.

• lonsdale
• 2022/02/18 (Fri) 09:51
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I currently have a credit score of 830.
Here are the recommended steps.

First, decide on a main bank and make a Secure Card there.
Secure Card is a credit card where the amount deposited = the limit.
Then, after some time has passed, （ you can make a credit card with no annual fee for about half a year ？ ） and then you can make another credit card with no annual fee.
After some time from there, make another credit card of your choice, and another one with your choice of service and mileage accrual.
Then, when your score grows some, buy a car on lease or loan.

The key to increasing your credit score is
1 ） length of history
2 ） amount spent against credit limit
3 ） no late payments
・ ・ ・.
This combined factor determines your credit score.

To maintain the length of your history, be prepared to keep the Secure Card and the first no annual fee card you make.
History is very important.
You need to use the no annual fee credit card occasionally even after you have made other credit cards because it will be cancelled if you don't have a good usage record.
Whether the credit card has a paid or free annual fee, the effect on the score is the same.
However, the rank of the credit card you can make depends greatly on how good or bad your score is.

By the way, it is considered good that the monthly usage should not exceed 30% of the credit limit.
In order to keep this spending amount within 30%, you should make several credit cards after going through the Secure Card → no annual fee credit card stage
and increase your credit limit itself.
If you must exceed 30% by purchasing airline tickets, etc. while the limit is low,
contact the credit card company and ask for a temporary increase in the limit or deposit money into your Secure Card to increase the limit.

If you cancel your credit card, your score may drop significantly if the credit card has a large limit.
It is better not to cancel the credit card.

By the way, when you apply for a new credit card, it is safe to wait about 6 months after your last new application.
When you apply for a credit card, the credit card company checks your score, and
the frequency and type of checks can lower your score.

Retail credit cards like Nordstrom and Macy's are not recommended if you want to
get a good score over 800 quickly.
If you really want to get a discount or something, limit yourself to one credit card and pay it off immediately after use.

If you take out a loan for a car or something other than a credit card, your score will increase even more.
Since your credit score determines the financial institutions and interest rates for loans, it is best to wait until your credit score has increased to a certain level.
You will not be able to get a loan with good terms until you are at least in the mid 600s.
By continuing to make good repayments on this loan, your score will increase even more than if you were using credit cards alone.
So even if you can buy a car with cash, it is recommended if you want to buy a house with a mortgage in the future.

To monitor the growth of your credit score, we recommend that you register with Credit Karma and check your credit score regularly.
This is a free service and checking here will not negatively affect your score.
They will also introduce you to credit cards that you are more likely to apply for based on your score.
It is essential to check which cards are easier to be approved for, especially when you make a no annual fee credit card from Secure Card.

Many Japanese people will go for lump sum cash payments for everything, but unfortunately that will not increase your credit score.
A high credit score is a good thing.
When you get married, your partner's score will affect you as well. I know a business owner who decided not to get married because the partner he wanted to marry had a low score.
It depends on the individual, but credit scores are very important when living in the US.
Good luck ！

• 蕎麦好き
• 2022/02/18 (Fri) 10:24
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Thank you all for your time and comments.
Dear pacifist, a friend also recommended Capital one, I will consider it.
Dear lonsdale, Thank you for the detailed explanation. It was very helpful.
I will now proceed with the purchase of a car and home based on your advice.

• Anela
• 2022/02/16 (Wed) 16:01
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I've been wondering about this one great too, but I haven't gotten any response.
I guess all of you are rich people who don't care how much PCR is 😅
I am going to Japan next month and I would like to find out if it is possible with cheap or free PCR until the last minute.
I hope you will find a better way, ZARA.

• luna
• 2022/02/11 (Fri) 23:24
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Otto are you an owner ？
If you are an owner, you could ask the manager for the phone number of the owner of the upper floor
I think. Or you could talk to your own real estate.
Old condos are tough because they are deteriorating.

• とんとん
• 2022/02/12 (Sat) 02:53
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I was the one who caused the inconvenience to the room downstairs. At that time, the condo manager gave me the contact information for the insurance agent for the room downstairs,
and my insurance agent contacted him and had the agents communicate with each other.
So I did not communicate directly with the owner of the room downstairs.
One of the reasons is that the owner was in Japan and owned the property as an investment ）


If Mr. Otto is the owner, I think he has homeowner's insurance, so
you should contact the insurance agent once. insurance agent.
By the way, the insurance agent came to check the situation in my downstairs room in the next day or two.


You could ask the manager to get the contact information for the insurance agent for the room upstairs ？
Since you have identified the leak as an upstairs room, I think a sensible owner would
respond quickly.

You can ask for a quick response. Trouble in your room is mentally stressful ….
I hope you can solve the problem as soon as possible.

• 水漏れは2度とごめん
• mail
• 2022/02/13 (Sun) 13:29
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I have the same experience.
As the person above said, call your insurance company and ask them to come and look
you don't have to go yourself, the person upstairs will also go and look.
It was already a tough one.
A big fan kept spinning in my house for days,
people would come to my house to check on me, it was exhausting.

• Otto
• 2022/02/14 (Mon) 14:06
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luna-san, Tonton-san, I don't want to have a leak again, thank you all for your advice.

I am the owner.
My condo would not give me the contact information of the upper floor because they said "out of respect for the owners and tenants, we do not disclose personal information".
They also said that they would not mediate any communication with the upper floor and that I should talk to them directly.
The management office also has several staff members, so the answer seems to vary depending on who replies.

When we discovered the damage, we naturally reported it to the management office and the insurance company, and told them to come and see the damage, but neither of them moved.
Ten days after the report, I was told, "The leak turned out to be from the air conditioning system on the upper floor. Contact your insurance company if you need repairs".

After repeating the question many times and finally after more than a month, I received an email saying, "As I told you before, report the leak to the insurance company and proceed with the repairs. （ OTTO ）'s insurance company will contact the insurance company on the upper floor.

However, there is no assurance that the insurance company upstairs will pay for the repairs, and given the unfriendly and unqualified response so far, I am thinking that I will end up paying for the repairs myself.

Thank you all for your advice. There are management offices and insurance companies like this. I would love to give them my actual name, but I won't.

• たくや
• 2022/02/16 (Wed) 20:49
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Downtown has it
https://www.hawaiijewelrybuyers.com/

• こーの字
• 2022/02/14 (Mon) 13:04
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According to the following, you can extend your stay in the form of a renewal, not an extension of ESTA.
However, the maximum stay is 90 days.

https://www.estaform.org/faqs/can-i-extend-my-esta-while-in-the-us#:~:text=When%20you%20are%20travelling%20to,can%20be%20renewed%2C%20not%20extended.&text=So%2C%20if%20your%20plans%20change,applied%20for%20your%20existing%20one.

Does alohawa's current plan have you staying until just before 90 days? Is it your current plan to stay until the end of the 90 days?
In that case, I wonder what will happen if you get a corona, but
I think the US is flexible in dealing with such situations.
If that happens, would you consult with the Japanese Consulate General in Honolulu and explain the situation to the U.S. department in charge?

• alohawa
• 2022/02/14 (Mon) 17:52
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I see you can renew ！ I think that part is ok since I am only going for 5 days this time.
I was worried that if I stayed longer than the number of days I had applied for, such as ESTA, I would be in the country illegally.
Thank you.

• コロナ
• 2022/02/15 (Tue) 21:18
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You should also purchase insurance in case you become infected during your stay. Although Hawaii has peaked out, the number of infected people is still high. I was recently infected, and although the recent corona is said to be mild or asymptomatic, I had more than mild symptoms and was taken care of in the emergency room. I recommend travel insurance that covers corona as well.

• nagoya
• 2022/02/07 (Mon) 08:19
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Dear all
I was so excited that I made a mistake in the store information, so I am correcting it.
The store was TRUFFOIRE at the Hyatt Regency. Please be careful.

• nagoya
• 2022/02/07 (Mon) 08:22
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Dear Virtual Currency Chief

Thank you for the information. I will ask my friend who can speak English to help me as soon as possible.

• nagoya
• 2022/02/07 (Mon) 12:15
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Dear Papaya

Thank you for your message.
Im a doctor, Free trial, Only today, Big Discount, etc. I was caught by English words that Japanese can understand.
I will be careful from now on.

• Halo
• 2022/02/07 (Mon) 14:57
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My husband is not a doctor, but he has doctor in his title.
Doctors are not only doctors, so it may not be that I lied
I'll just mention that.
It is often the case that the back-to-back commercial products are several percent cheaper on Amazon, and many of the products sold in Hawaii have a shipping
surcharge, so it is not always possible to say ！ that they are bottled up.
Even Burger King, for example, costs a few dollars more in Hawaii than 2 for 7 on the mainland.
When I used to live in Guam, a guy who worked at DFS told me that the transportation costs between Hawaii and Guam are higher
than those in Hawaii.

• 消費者
• mail
• 2022/02/13 (Sun) 13:38
• Report

http://cca.hawaii.gov/consumer-complaints/

Here is where to file a complaint with the Consumer Center of Hawaii.
Why don't you file a complaint ？
Don't cry and see what you can do ！
Good luck with your return.

• nuiloamama
• 2022/02/11 (Fri) 20:11
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Hi, I am a yoga teacher in Kapiolani Park.

I attend yoga classes at Kapiolani Park.
The lessons are very detailed.
but, it is in Japanese.

If you are looking for English lessons, I think you will find it easier on the English board.

• tax man
• mail
• 2022/02/09 (Wed) 16:02
• Report

I will answer your questions. I apologize for the length of this message.

I understand that Japan is a country with extremely detailed rules and regulations regarding laws and taxation
procedures. I understand that Japan is a country with very detailed rules and regulations regarding the law, and that the tax process is quite thorough.

By contrast, in the U.S., anyway, everything is mainly run on voluntary returns.

I would not be able to file another return in the US for something that has already been processed in Japan, have the income taxed
again as income, and then refund the taxes paid in Japan in the form of Foreign Paid Tax
even if the IRS Even if it is in the IRS regulations, I understand that it is not
practical （as Americans like to ）do.

Furthermore, there are people who are very worried about the treatment of inheritance assets received in Japan, which many Japanese misunderstand
and are worried about whether they have to file a tax return and pay income tax in the U.S.
and secretly ask for advice.
I feel that there are many people who are not afraid of Japanese law but are afraid of American law
.

We have many people who report their Japanese bank account information on their FBAR every year, and many of them have misunderstood
completely. Of course, Japanese bank account information is required to be declared on the FBAR
, but each Japanese bank website clearly states
that Japanese who have moved out of Japan without resident registration
are not allowed to maintain a bank account. This is not a legal rule, but rather an understanding that if a bank were to allow an account for a person
residing outside of its jurisdiction, the bank would have to （ process the account in accordance with the rules of that person's ） place of residence, for example the US
, which would interfere with the bank's business.
I understand that this is not allowed because it would interfere with the banking business. In other words, even if a Japanese person lives in the U.S. and maintains a substantial amount of money in his/her account
, the bank is not obligated
to report it to the U.S. according to its own rules, so the IRS cannot know about it, and even if he/she does not report it,
the IRS cannot obtain evidence of this from anywhere. IRS will not be able to obtain evidence of this from any source. Therefore,
even if you had a bank account when you lived in Japan and still maintained it,
it would be a violation of the bank's rules, but the IRS would not know because the bank is not required to
report that account information to the IRS. Of course, the rules themselves must be followed, but
unless it is for the purpose of tax evasion, there is no need to worry too much about it.
Unless it is for the purpose of tax evasion, we think it is unnecessary to worry too much.

As for the treatment of income in Japan,
as a general rule, income earned through commercial activities in Japan should be treated
for income tax purposes in Japan. In addition, for Americans （ who have become U.S. citizens ）,
a work visa is required to engage in commercial activities in Japan, in which case
the income is withheld.
Furthermore, if a permanent resident wishes to work or engage in commercial activities in Japan, he/she must
report his/her residence status to the Immigration and Naturalization Service (INA), and if he/she does work in Japan, it is
a violation of US immigration law and the permanent resident status will be revoked.
Therefore, especially in the case of Permanent Residents, they are basically
not allowed to work or engage in commercial activities in Japan, and therefore, it is
basically prohibited to report the income earned there in the U.S.

As an extreme example, if you reported income earned in Japan in the U.S., and immigration had
access to that record, they would naturally ask, "Why can you earn income in Japan
when your status is permanent resident ？? and inquire,
you may even have your Permanent Resident status taken away.

Therefore, I think it is a big misunderstanding to think that if you maintain an FX account
with a Japanese address and earn income, you can declare the income in the U.S.
without any problem.

• こーの字
• 2022/02/09 (Wed) 18:53
• Report

Tax man,

Thank you for your
informative and thoughtful reply at the start of tax filing season when you are busy.

As an unstable （ and vulnerable ） foreigner living in the U.S.,
I feel I must follow the law more closely than an American, but on the other hand,
when filing a tax return for a dollar （ or actually several tens of yen ） in interest on a Japanese bank deposit, I feel
that I must be careful. I am a small person who puts in such a small amount of money, （ as you say, in the U.S., ） which is sometimes rough
in my sense, and I think they will never care whether it is there or not, but I am a small person who puts it in properly.

As for my bank account in Japan, I have been using the same account I had when I lived in Japan
although I have been taking out my resident card since I came to the US.
However, I heard that the megabank I use offers an account service for overseas residents, so
I think they are responding to globalization in that aspect
（ I honestly do not know if the IRS will inspect such an account. ） .

I had never considered that a green card holder would be considered a renouncer of permanent residency if he or she put in a residence permit.
I have lived in the U.S. for over 10 years, but my green card was recently obtained, so I did not have this feeling.
I also read in other articles that if a resident has been out of the U.S. for more than 10 years, his or her U.S. assets are not considered for inheritance in Japan.
I have never had a certificate of residence when I temporarily returned to Japan, but I think this is a matter that I will be careful about in the future.

Also, I was asked to give a lecture in Japan before I got my green card, and I received a little over 100,000 yen as a reward.
I felt like I lost something ～ because the credit was less than the tax deduction in Japan.
Next time, if you have such an opportunity, you may not file a tax return in the U.S. if you have withholding tax in Japan, or
you may avoid withholding tax in Japan and file in the U.S. as a foreigner.

Thank you again for your valuable information.
I will continue to read tax man's comments.

• green
• 2022/02/09 (Wed) 20:25
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Dear tax-man
Thank you for your interesting content.
I have a question about a matter that has been bothering me, and I apologize for the sidetrack.

I have real estate in Japan and I earn rental income.
I file a tax return and pay taxes in Japan every year, but I was told by a Japanese tax accountant that I have to report this income as income in the US on my tax return, which I did.
According to the tax accountant, this is because the income tax rate is different between Japan and the U.S. (Japan's tax rate is lower), and the difference must be reported and paid in the U.S.

I was planning to do the same this year, but since I was told that I do not necessarily have to report my income in Japan in the US, I was curious and asked a question.
(Green card holder, Japan has moved out)

Sorry to bother you, but I would appreciate it if you could enlighten me.
Thank you very much.

• tax man
• mail
• 2022/02/10 (Thu) 00:15
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＞ I have real estate in Japan and earn rental income.
＞ I file a tax return and pay taxes in Japan every year, but I was told by a Japanese tax accountant that I have to report this income as income
＞ in the US on my tax return, which I did.

＞The tax accountant told me that this is because the income tax rate is different between Japan and the U.S. (Japan's rate is lower) and I have to file and pay the difference in the U.S.
＞.

Basically, US residents are required to report their worldwide income in the US
.

However, we understand that there is an agreement between Japan and the U.S. to avoid double taxation, so that income taxed in one country will not be
taxed again in another country.

The difference in income tax rates between Japan and the U.S. is not limited to this, but is included in
the exemption from double taxation.

Normally, again, if you own real estate without resident registration in Japan
and have rental income, the management company receives the income and
they pay the tax on your behalf at the source if the owner is abroad. I understand that
tax processing is completed in Japan.

As I mentioned earlier in my explanation, I think the issue is not the detailed tax interpretation, but how
realistic it is.

Therefore, I understand that it would be futile from a practical point of view to file a tax return to the IRS
where income earned in Japan is paid in Japan and further
it cannot be monitored that you own land in Japan at all.

I think that by going through the trouble of doing this, you are being too honest and
making a fool of yourself by having immigration question why you have income in Japan even though
you are a permanent resident of the US.

I sometimes talk to IRS staff on the phone, but they have no idea
about Japanese income tax rules and regulations, and are far from tax experts.

Moreover, the IRS is not dealing with Americans and Japanese, but with Iranians
, Russians, Ukrainians, and other people from countries where the US has no direct
access to local information. If you interpret
IRS rules and regulations with the meticulousness of the Japanese, you will end up with an abnormally nervous population.

Therefore, again, my understanding is that there is no need to be
unusually nervous except for intentional acts such as tax evasion.

• green
• 2022/02/10 (Thu) 09:31
• Report

Dear tax-man
Thank you for taking the time to reply.

This is the income from real estate that I declared to the US side after inheritance.
I was told that this declaration was also obligatory, so I was honest about it.
Maybe he is a meticulous tax accountant.
I know I can't stop filing this year, but I appreciate your very valuable reply.
Thank you very much.