Vivinavi : Hawaii : (United States) Hawaii

• 好奇心家族
• 2025/02/10 (Mon) 18:57
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Kanae
Thanks for all the advice. The first thing is to have an address in the Waikiki Elementary school district ！

Thank you very much.

• レイ
• 2025/02/11 (Tue) 01:35
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If you are a beginner in English and suddenly find yourself in a local school and
without your parents, I would not recommend
unless you want to go there.
I have seen several cases of children around that age who followed their parents
to a local school and became depressed because they could not adjust to the local school.

• maki
• 2025/02/11 (Tue) 09:07
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I think it would be reckless for both of your children to attend school without knowing English at such an impressionable time.
＃ 5Ray is right, it would be mentally difficult. I have seen people around me whose children came here with zero English because their parents were expatriates, but I have only seen children from preschool to 1st grade elementary school.
For older children, their husbands are here on their own.
Schoolwork and education is different from Japan, so the way of teaching math and other subjects is different.
I think it is difficult to follow the class if you can't say what you want to say and don't understand what your classmates and teachers are saying.
I think it would be better for you to understand English to some extent so that you can keep up with the classes before you move or change schools. As an advice.
Since your 11- and 13-year-old children are in junior high and high school here, it would be difficult for them to learn English since they have only learned to communicate in standardized sentences at the level they learned at school in Japan.
Hawaii's public is the lowest in the country. If you don't understand English, you will fail with an F grade. Unlike Japan, in the U.S., even public junior high and high school students will fail
.
It would be more realistic to go to junior high and high school in Japan, graduate from a public school, come to Japan, attend a language school, and then enter a university or vocational school.
Homestay is for international students only, and you will be matched with a homestay family after you have decided on a school and the length of your stay in Japan and have been accepted by the school.
It is not possible if you are undecided about the school and the duration of your stay.
You should consider it again before you move. Again, you should consider this before you move.

• 好奇心家族
• 2025/02/11 (Tue) 17:44
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Ray
Thank you for your advice from experience. I will discuss this fully with my children.

• Miichan217
• 2025/02/16 (Sun) 09:55
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As for the language, I think it depends on your child's interest and motivation. Before coming here, I think it is necessary for everyone to watch English programs in Japan or take private lessons (online or otherwise) to learn the language used in daily life. I myself studied abroad when I was 16 of my own volition. Before I came here, I studied using dictionaries with pictures for children and Sesame Street. Nowadays, there are converters on smartphones, so it's very convenient.
Also, the age to start using drugs is younger here, so please look up the dangers on blogs and discuss them with your children.
I know children who have been lured in to become friends.

• Sean0914
• 2025/02/15 (Sat) 20:55
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Are you a CPB credit card (VISA) ？

You can
cash back at the online site of the account where you make the payment.

• ハワイ維新塾塾生No.13
• 2025/02/15 (Sat) 23:56
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What a Ј(*⁰ cashback, isn't it?
Thank you for the valuable information.
I will try it as soon as possible.

Thank you!

• C
• 2025/02/08 (Sat) 09:25
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Veterinary clinics know more about it.

• 趣味人808
• 2025/02/08 (Sat) 12:29
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You can find it here ：
https://hdoa.hawaii.gov/ai/ldc/importing-livestock/other-species/#:~:text=Rabbits%3A,prior%20to%20arrival%20 in%20Hawaii.

• Sean0914
• 2025/02/08 (Sat) 19:19
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I brought him from Japan a long time ago.
Because I was an expatriate, I could not check with the airline in advance because I had booked the flight through my company, so I asked the following company to help me.

I had to take him to quarantine at the airport 3 days before boarding the plane,
he was quarantined the day before and boarded the next day.
During that time, we were taken to a veterinary clinic affiliated with the quarantine service during the night, which was also arranged for us.
Since we were leaving from Haneda Airport,
three days before the flight, we left our pet at the relocation center → and returned to our house → where we were taken care of until before boarding on the day of the flight.

↓ ↓
https://pet-relocation.burden1.info/information/detail.php?id=292&cat=11

• M
• 2025/01/22 (Wed) 12:07
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You will need to provide documentation of your income and taxes paid for the past two years for loan approval, but you should consult with the loan officer at the bank where you have your account ？

Affordable Condo （ Income Restricted ） Condos are also subject to loan You may want to consult with your banker.

• ocean
• 2025/01/22 (Wed) 16:37
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Satsuki-san

Before you decide on a bank, you need to decide on a property, and the bank recommended by the real estate is easy to get through.
If it is an Affordable property, there are several banks that we work with.

• さつき
• 2025/01/23 (Thu) 11:11
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Thanks for the info.
I made a mistake with the $200,000 not the $2 mil, I'm not sure if even $200,000 will get me through the screening process, but $2 mil is
outrageous. （ lol ）
If there is a loco bank that is easier to get approved, I was thinking of switching my account to them first, but it is more
realistic to talk to the loan officer on my account or look for Affordable properties and see if they go through from a bank they are affiliated with. So it would be more realistic
to do that. I will try ！
Thank you.

• 不動産
• 2025/01/23 (Thu) 22:49
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It is no different for any bank to say which Mortgage Loans are easier to get through. I think you should ask the loan officer at the bank for a Pre-Approved consultation, and they will tell you how much you can borrow with your current income. If the property is a condo with a leasehold ？ of $200,000, then you will have to pay the mortgage loan, leasehold, and maintenance fees. I think the combined amount of the mortgage loan, leasehold, and maintenance fees must be less than 40% of your monthly income.

• 不動産投資家
• 2025/01/27 (Mon) 15:35
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Hawaii's real estate market is unique and mainland banks are unlikely to mortgage a property in Hawaii. On the other hand, it is rare for Hawaii banks to provide financing for mainland properties. Therefore, it is likely that you will get a loan from a Hawaii bank. The interest rate, points, and loan approval will depend more on the banker than on which bank is easier to obtain a loan from. First Hawaiian and Bank of Hawaii are the top two major banks in Hawaii, followed by CPB and American Saving, which are the four major banks in Hawaii, Hawaii National, Hawaii State, and Hawaiian Financial. Hawaii National, Hawaii State, and Hawaiian Financial.

In Japan, the standard is five times your annual income, but in the U.S., the standard is three times or 30% of your income. A $200,000 property with an annual income of $40,000 may be a bit difficult. The best way to get a mortgage is to increase the down payment, but with the current level of interest rates, I would think that the purchase itself would be a consideration. Also, insurance premiums have gone up dramatically due to last year's natural disasters, and with the LA wildfires coming up, I think you should expect a spike in expenses other than mortgage repayment.

Affordable properties can be bought for considerably less than the value of the property. Also, PreApproval is easy to obtain, so if you take PreApproval with an estimated price that matches your purchase budget, you will have an easier time getting an offer on your purchase.

• aloha
• 2025/01/14 (Tue) 17:22
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It's okay.
Since you are paying for the service yourself
you should ask someone you are comfortable with.
You don't even have to worry about getting into trouble with a fan.

I changed insurance companies several times,
and I am very
glad that I found one that I am satisfied with.

• BP
• 2025/01/15 (Wed) 08:18
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My husband is in the insurance business. My husband once told me that in small Hawaii, there is an unspoken rule that we don't take each other's clients so that we can all stay in business, but that is because we are not allowed to solicit other agents' clients, and it is not acceptable for clients to go back for more satisfaction ）. I think it is justified . However, if the new client is reluctant to change, it is probably because they don't want to do so. If the new client is still reluctant to change, it may be better not to force the change.

• Coco
• mail
• 2025/01/23 (Thu) 02:17
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I found this by accident.
I am also insured with state farm

I got hit by a car the other day, how do I proceed with the claim
and how do I get the repair money from them ？
I'm having trouble getting a response when I ask.

If you don't mind, can you recommend an Agent ？ ？
I would like to change mine.

• bloom
• 2024/12/10 (Tue) 23:42
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Star
I think you should contact Mitsubishi UFJ Bank directly.

I have received
from the USPS post office with a strange email address.

If you use a VPN to view Japanese websites, you may receive junk mail from Japanese sites
in Japanese.

• gin
• 2024/12/11 (Wed) 10:49
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I think it's a *fake*.
I don't think banks can terminate accounts on their own, whether they are perpetual accounts or frozen accounts, so if you have such an account, I think it is safe to contact the bank here.

• こーの字
• 2024/12/11 (Wed) 11:51
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Here is the official information
https://direct.bk.mufg.jp/info_news/smsinfo_1023/index.html

"Mitsubishi UFJ Bank will never send you an e-mail directly to the Internet Banking login screen and ask you to enter your password ・ PIN, etc. "Mitsubishi UFJ Bank will never ask you to enter your password or PIN by directing you to the Internet Banking login screen via email.
If you feel suspicious in any way, please do not click on the link in the email and delete it. "

From here, it is almost certainly spam.
You may have noticed this before entering the required information, but
you may want to check your account for unauthorized access, just to be sure.

• Star
• 2024/12/11 (Wed) 13:51
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I'm not quite sure where to call the bank, and I don't want to email them, but I don't seem to request anything by email. I certainly don't use the bank's online banking and would not have given my e-mail address to the bank. Since I don't use net banking, I am a little worried that I won't be able to check it until my next trip back to Japan. However, I think I might be able to find out if anything is wrong because sometimes my father deposits my allowance and I don't think I would be able to deposit it if it was frozen or cancelled.

• まこ
• 2025/01/20 (Mon) 18:20
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Topy

Where is the Kiosk ？
I was able to register my car easily at a machine in Safeway. I paid by credit card.
I thought renewals could not be done at a machine because they take a picture again.

• Car
• 2025/01/20 (Mon) 19:30
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Makosan
Kiosk is the machine at Safeway. So it is used for car registration ！ Sorry. I am a paper driver so I was quite ignorant. It's true that you have to go to the office to take pictures too. I completely misunderstood that there was a new system during Corona.