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Tell me about your 401K, IRA
- #1
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- momo
- 2023/11/07 22:37
401k, IRA, 401k matching. I'm not sure how difficult this is, can you elaborate ?
I currently don't know what to do with my 401k from my old company.
I've looked into it but I don't really understand it and I don't know which one is right for me.
Please help.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #3
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- こーの字
- 2023/11/08 (Wed) 14:52
- Report
I suggest you read the following first, and then ask for specifics about what you don't understand.
https://smartandresponsible.com/blog/401-vs-ira/
https://uniontaxsolutions.com/2248/#:~:text=401(k)%20%E3 %81%A8%20IRA%20%E3%81%AE%E4%B8%BB%E3%81%AA%E9%81%95%E3%81%84%E3%81%AF%E3%80%81,%E3%81%99%E3%82%8B%E3%81%93%E3%81%A8%E3%81%8C%E3%81 %A7%E3%81%8D%E3%81%BE%E3%81%99%E3%80%82This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #4
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Q1: What to do with the 401k from the previous company
You can leave the account as is, or you can roll it over to the new company's 401k. Depending on the Benefit of each 401k, you can decide which is better for you. I would keep one account if at all possible, but it is up to you.
Q2: 401k and IRA, and 401k Matching
I would only do my current company 401k while I am working. They will add a percentage of your savings. ) so you can reach your goal faster than if you were to accumulate on your own. When you retire, there is no more matching, so you can roll over to an IRA and consolidate.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
- #5
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- momo
- 2023/11/12 (Sun) 09:23
- Report
Koji
This site is good. You can learn a lot of other things from it.I will read it. This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
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