Vivinavi : Hawaii : (United States) Hawaii

• プリン
• 2025/11/23 (Sun) 19:42
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Hana

Hello. I think the information board is better than here, since this is a rather private discussion.
What I can tell you, even in the public, is that you are insured for 10% of hospitalization costs. I was not insured for 10% hospitalization costs when I was hospitalized
I was surprised to get a bill of several thousand dollars at the time. I then switched to a 10% hospitalization cost policy.

• ハナ
• 2025/11/25 (Tue) 22:29
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Puddin

Thanks for the advice. I have posted it on the information board. Thank you for your continued cooperation.

I'm sorry, but does 10% of the hospitalization cost mean that 10% is self-paid? ？

A friend of mine came to Hawaii on vacation, got sick, and spent $70,000 from ER to surgery and hospitalization. All out of pocket, no travel insurance, no credit card insurance, etc. I was wondering what the co-pay would be if this is covered by Hawaii's medical insurance.

However, the surgery was very fast from the examination to the surgery, and I was able to have the surgery within a few days. As expected, I thought that the medical care in the U.S. is humane and amazing.

• こーの字
• 2025/11/26 (Wed) 08:58
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The Out-of-pocket maximum is also important for medical insurance here, along with the co-payment percentage.
This is very simplified, but if you have a 10% co-pay and the out-of-pocket maximum is set at $ 3,000, your co-pay will be $ 3,000 if you receive $30,000 of medical care, and after that you will not have to pay any co-pay until the end of the year.
Plans with lower monthly premiums have a higher out-of-pocket maximum.

• こーの字
• 2025/11/26 (Wed) 09:16
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I would like to add
> Also, if you used company medical insurance such as HMSA, how long were you able to take off from work ？
This has nothing to do with your medical insurance, but depends on your company benefits （ how many hours of Sick Leave you are eligible for ） such as how many hours of Sick Leave you can use.

• シルクドソレイユ
• 2025/11/12 (Wed) 17:36
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I just went the other day ！ highly recommended ！
I purchased a Kama'aina ticket, they checked my ID. I think you will have to buy a regular price if only you are a kama'aina and your family does not have a Hawaii state ID.

• Jazz
• 2025/11/13 (Thu) 06:33
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Thank you very much, Cirque du Soleil.
Yes, there was an ID check at the entrance, some people said just show the QR code and others said you need an ID, so the information from those who have recently been there was very helpful.
When purchasing online, it is a bit of a hassle to have to split the purchase into two separate purchases, one for my wife and I at Kama'aina and one for the two of us from Japan at the regular price.

• アナ
• 2025/11/19 (Wed) 14:56
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Right now they have a Black Friday offer with the same discount rate as Kamaaina :)

• Jazz
• 2025/11/23 (Sun) 07:30
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Thank you very much for the information, Ana.
I will contact my family, since they got their plane tickets the other day and I was just thinking that it is about time to get Auana's tickets too.
Thank you very much.

• 今年5月に卒業した母
• 2025/10/31 (Fri) 10:31
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Hello. I am the mother of a child who has been a student at Central Union for 2 years, graduated this May, and is now attending Kinder.
Regarding enrollment, we were also unable to get into the preschool that was our first choice, and we waited for a while for an alternate to come forward, but none came.
I was told to come and see the school, so I went to see the school, filled in the application form, and was admitted.
There is an examination, but it seems that all applicants on the alternate list are notified of their acceptance by March or April. Looking at the situation
where we were able to get in because there were still openings on it, I think the exam is only ostensibly a performance thing.

Kinder exams, but I think that almost all Punahou took the exam, which is really not an exaggeration to say all of them, and about 80% of Iolani took the exam as well.
Punahou was by far the most popular. We all wear Tutor and I go to Tutor almost 3-4 days a week.
Central Union is not a feeder school, but a preschool where all the children go to take the Kinder exam
where the families who send their children to the school wear Tutor, go to cram school, and attend IQ Math classes in Kahala.

I do think the acceptance rate was low this year. There are quite a few children in my child's class who are currently attending Public.
Unfortunately, we were not accepted to Punahou and Iolani, so we have started attending another private school.

I hear that the feeder schools to Punahou and Iolani now are St. Clements and Unity School, which are very academic.
I think Central Union and Waiokeola are out of the three feeder families. That may lead to them all being accepted, and there being enough openings to accept them at any time without having to take the test. The Montessori community is another pedagogy, and we don't hear much about kinder exams. However, I do hear that children raised in early childhood with Montessori methods
have higher academic achievement. I don't know if this is true or not. It may or may not be a good fit.
When we contacted them, Montessori was full and they would not even let us wait for a substitute.

If you are considering taking the Kinder exam, St. Clements or Unity School will do academics in preschool. However,
if you don't start tutoring and attending cram school at least one year before the exam, it will be difficult to take the Punahou or Iolani exam after Korona.
As someone else mentioned, in the year of our children who are currently in kinder, there were 663 students in Punahou and 403 in Iolani.
The sad reality is that 500 Punahou and 300 Iolani were not accepted.

No matter which preschool you go to, it depends on how much you can prepare for the exam at home, so I think you should visit the preschool and see for yourself.

• LA
• 2025/11/04 (Tue) 10:33
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My second child is currently attending Central Union. We are in the middle of an entrance exam right now.
It's pretty bleak right now. ！ Some mothers are trying to get the upper hand by directly asking the mothers of the children who finished their exams early.
Probably all of them are taking the exam again this year.
My oldest son also took the Kinder exam last year at Central Union, but he did not pass the top two schools and is a public school. Our policy is that the top two schools are worth it to get into private, but if not, go to the top public school ！. Of course, we will let them take the test in 4th grade and middle.
Last year when my oldest son took the test, I think there were about 15 kids from Central Union who were accepted to Punahou. Within Central Union alone, 40-50 were rejected.
There are a lot of kids who went to Public, including ours.

Regarding your question about how to enter Central Union, there is indeed an exam. However, it is said that all students are accepted, so even if you are on the waitlist, you will be accepted.
If you ask whether it is academic or not, I am at a loss to answer. It is not that academic preschool.
Everyone sends their children to Takahashi Juku, other Tutor, IQ, etc., so the academic part is actually supplemented there.
For your information.

• ２歳児のママです
• 2025/11/04 (Tue) 13:11
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Thank you both for your comments. It seems that Central Union is not a feeding school to Punahou after all. I understand.
The acceptance rate is not that high, although all students take the exam. I am glad that I could see the reality and not believe the old rumors. Thank you very much. I have the impression that you don't have to worry much about the entrance exam. I contacted the school and they told me that they have been giving acceptance letters to all students for the past several years. I have submitted my application, but I am not sure if I will actually take the test. I have St. Clements and Unity School as my first choice, and if they all pass, I may try to take the exam as a suppression since the location is close to my home.
I appreciate your valuable feedback. Thank you very much.

• tiger
• 2025/11/18 (Tue) 12:04
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Two years ago, my husband and I, who had no knowledge of preschool entrance exams, had no idea that Central Union had exams, so we contacted Central Union in June, two months before school started, to enroll our daughter at age 3. I was told, "Come on in August ！ I will send you a form to fill out with your application and bank account" and with one phone call I was in. lol

She has been there for 2 years since then and this year she is attending another school in Kinder.
I didn't even know there was an exam, one phone call, one paper, and I got in and graduated ！ I think almost all the families at Punahou took the exam and 80-90% of the families at Iolani did.
However, this year, not many children from Central Union were accepted into Kinder, both Punahou and Iolani.

• りり
• 2025/11/19 (Wed) 12:04
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Unfortunately, it is not a feeder school now. However, Punahou's Baccalaureate is held annually at Central Union. Central Union Preschool → Punahou → Central Union Cathedral at graduation is a special one!

• 趣味人808
• 2025/11/13 (Thu) 15:20
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For iPhone-to-iPhone, it would be Apple Pay, and for others, Venmo, Paypal, Cash App, and Zelle.

• KAN
• 2025/11/03 (Mon) 16:57
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>KAN, if you know, I was wondering if it is possible to refuse payment for a civil compensation award in the first place ？
Even if （ it might be difficult in this case, ） I was wondering if I could go through an attorney to get my wages and bank accounts seized through an attorney,
I thought that would be unobjectionable.

＃ Hello 4 Saba.
The process of garnishment, 👇
if the other party is uninsured, you can garnish the bank account, but you must first win the case in court and get a final judgment. If the other party does not pay after the judgment, it is possible to file a motion for garnishment and seize the other party's bank account and wages to receive payment.
Process to seize bank accounts
Filing a lawsuit: If the other party does not pay, file a lawsuit in court.
Fixation of judgment in favor: If you win the case and the judgment becomes final, you will obtain a "title of obligation".
Filing a petition for seizure: Based on the final and binding judgment （ and the title of obligation ）, a petition for seizure is filed with the court.
Identification of property: It is necessary to identify the property （ such as bank accounts ） of the party to be seized.
Execution of garnishment: the court will send a notice of garnishment to the bank, etc., and you can collect the deposit directly.

There is a huge amount of time, effort and hard work involved in the process up to this point.
So although legally it is possible to seize accounts, I don't think many people actually go through with it. Lawyers' fees will also be quite expensive. It will probably exceed the amount of damage.

• Outs
• 2025/11/03 (Mon) 20:24
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In Hawaii, UM is not mandatory, but the coverage has to be Offered. So it's obvious that you're paid since you're also adding UM to your policy. If you have trouble understanding what the insurance company is talking about, ask the agent you bought the insurance from ？
The insurance company can't pay until they assess the damage, so you shouldn't have to wait until they assess the repairs.　Does your insurance not cover rental cars ？?

• ガイ子
• mail
• 2025/11/03 (Mon) 23:01
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#9 Dear Outs
We told our insurance company that Uninsured Motorists Coverage is included in our insurance plan, but they told us that UM is not available in the state of Hawaii. I asked ？ what we were paying UM for then, and they replied that if we were seriously injured in an accident, UM would cover our medical expenses depending on the extent of our injuries.

The car is already at the repair shop.
What does rental car coverage mean ？ is a loaner car while the car is not available?

• MAHALO
• mail
• 2025/11/04 (Tue) 07:58
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I have experience with car insurance that covers rental cars while the car is out of service, so why not check with your insurance company to see if you are covered ？.

• ガイ子
• 2025/11/05 (Wed) 19:02
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#12 Copilot
Thank you for the clear explanation

My car was hit and I contacted my insurance company first. I was told that my insurance did not have collision coverage and that I could use the Tow Truck on my policy, but that I would have to do the repairs myself.

I had insurance for the rental car
Thank you all!

• ブドウ
• 2025/10/24 (Fri) 22:23
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If you want to change your phone, it is wise to buy an unlocked phone from an Apple store if you want to buy an iPhone
because you are bound by a contract if you buy from the phone company. The same goes for Android.
You can use any sim.
In other words, buying at a phone company's store is a trick and a tie. I'm surprised that people still don't know this stuff.

• sweetです
• 2025/10/28 (Tue) 13:40
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Thank you for telling me.
I made a question topic in ？ ？ at the word iphone17 free.
We don't mind the contract terms at all. I just wanted to know if I can get a
new iPhone17 for only ＄ 62/month that I am paying now if I continue
with my 36months contract again.
＃ 3 Eh ？ Thank you
for your kind words.

• tanaka
• 2025/10/25 (Sat) 23:48
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Topic
Hello. I have an experience too. It's not very safe, isn't it?
I called several car dealers at the time to see how much it would cost.
It was more than 5 years ago, so I don't know where is the cheapest now. There are many in Honolulu, so I suggest you call and check.

• KAN
• 2025/10/26 (Sun) 15:23
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Any auto repair shop anywhere will do it. Of course, at a dealership, too. Roughly, it would be about 20 ～ 40 $.
The only problem is where it is stuck. If it is in the middle of the tire, it can be repaired, but not more than both ends. If the tire is close to new, you can pull out the nail. If the tire is almost new, there is a possibility that there is no air leakage even if the nail is removed.

• こーの字
• 2025/10/27 (Mon) 08:34
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I stepped on a nail myself about 3 years ago. I was thrilled to see a sign of low air pressure and took it to LexBrodie's in Kaneohe. I think it was because it was evening time and they were free, but they fixed it in about 30 minutes and I was surprised at the cost $ 22 （ although the price may have gone up now ）. In my case it was the center of the tire. FYI.

• Prius
• 2025/10/27 (Mon) 13:22
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I have the same experience.
In my case, the tire pressure warning light came on, I inflated it at the gas station, and a few days later the warning light came on again, so I took it to the dealer and they found a nail that had just stuck and took care of it for free. Either it was free because there was no major damage to the tire ？ or because it was in the Toyota Drive Sure ？ I'm not sure which.

• モアナ
• 2025/10/20 (Mon) 00:46
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It looks like this guy finally started his plan to move to Hawaii on a tourist visa ．

• KAN
• 2025/10/20 (Mon) 13:34
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If you repeatedly enter the country during the year, you will always be questioned by customs.
This is because customs suspects that there is an intention to emigrate. Since there are countless people worldwide who make such attempts, customs is on the lookout for them and will eventually take action to deport them. Once you are deported, you will be banned from the U.S. for at least 10 years, so don't worry.

• Northshore
• mail
• 2025/10/20 (Mon) 18:30
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Leave people alone. It's not your own problem.

• COCO
• 2025/10/20 (Mon) 19:22
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#2 Dear Northshore

I'm a stranger too, so I guess I can leave it alone, but...
This person used to be a hot topic on social networking sites.

He had over 20 pets, including shelter dogs, shelter cats, and birds, and
declared his plan to move to Hawaii on a tourist visa with all his pets.
He said he would make more than 10 round trips between Hawaii and Japan to transport his pets. I think everyone is concerned about the animals, as some of the shelter dogs are old dogs.
I, too, wonder what would happen to the pets left behind in Hawaii if their owners were deported during the migration process. ？

I also have a shelter dog, but I think that owners should stop putting animals at risk because of their ego.

• モアナ
• 2025/10/23 (Thu) 16:45
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？ He deleted all his videos about moving to Hawaii...

Someone reported him to YouTube and I guess he was banned from YouTube.

I would respect him if he could move to Hawaii safely with all the animals.

• 新
• 2025/08/13 (Wed) 16:22
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I think Mr. Mori is too unique
and there were some misunderstandings.

• Mekealoha
• 2025/08/31 (Sun) 23:33
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I watched youtube and confirmed it. Good luck to both of you.

• Yoshie
• 2025/09/28 (Sun) 23:51
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I hope they make up.

• つぶあん
• 2025/09/29 (Mon) 07:14
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#6 UFJ, that's really it
I think you have a lot more to think about.

• こちかめ
• 2025/10/23 (Thu) 02:10
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I, too, wanted to know why we fought, but I'll think about something else more.

• min
• 2025/10/12 (Sun) 23:13
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Mail from Japan is supposed to be $ less than 100, so $ my friend sent it to me at about 80.
It was sent by air from Tokyo on Sept. 12, and has stayed in San Francisco until Sept. 16 ～ now.

I bought a mail order from Korea, not from Temu
It usually takes 5 days to arrive, but it took 10 days.
$ I ordered 60, but there was a 15% customs fee added to the order.
$ I thought if it was for personal use within 100 there was no need for customs duty, there was no additional taxation upon receipt.

I'm not from China, so that's not an answer, but
$ even if it's less than 100, they still charge duty.
And Trump is talking about an additional tax on imports from China.

• テムかシェイン
• mail
• 2025/10/21 (Tue) 17:15
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I shop TEMU, SHEIN, and others often.
I like TEMU because they have a good variety of products, but
you have to buy a minimum of $30 or $35, so
I shop more at SHEIN these days.
It arrived today, but
it seems that the hub seems to be in the US these days, so it seems to arrive earlier.
I have been able to buy pretty things without any problems so far.