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Topic

Currency Exchange Dollar to Yen

Daily life
#1
  • Kpop
  • mail
  • 2021/10/12 16:15

I would like to send money to Japan, how do you guys do it ？ I am sorry, but please let me know. I have no experience with online money transfer yet.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#2
  • lala
  • 2021/10/12 (Tue) 18:35
  • Report

I think international can't be done online yet.

Within the US, you can do it online of course.

I made a transfer to a Japanese bank a few years ago at a CPB counter. I think the fee depends on the amount of money transferred, but at the time $ it was about 80.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#5

I don't know if they are doing it normally now, but there is WISE and Western Union.
The other way is usually from your bank to the other bank, I guess. I have never done this because I thought it was a bit of a hassle
but it is faster than you think with wire transfers.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#6

My friend is sending money to Japan from the U.S. via wise.com.
The fee is 14 dollars and it takes 5-10 minutes to complete the transfer.
Also, there is an app called "wirebarley".
Why don't you take a look at it?

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#7
  • sunrise
  • 2021/10/13 (Wed) 15:25
  • Report

Banks and exchange offices have very bad commissions.
I always use wise.
https://wise.com/jp/send-money/send-money-to-japan

The commission is cheap.
I used to pay high commissions at the counter, but
now it's time to go online.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#9
  • けちると痛い目にあうよ
  • mail
  • 2021/10/15 (Fri) 05:17
  • Report

Do it with a solid bank

you will get hurt if you are stingy

you will get scammed and they will take all your money

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#10

#9 If you skimp, you'll get hurt
In fact, I know people who send theirs via wise.com.
Scam? （ lol ）
I didn't get hurt.... （ lol ）

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#11
  • 家主
  • 2021/10/15 (Fri) 23:14
  • Report

#10 Chika

I'm glad you didn't get hurt.
But you never know in the future. Some countries have actually banned the trade.

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#12

Thank you for everything.
By the way, we do have a middleman ？ We didn't. Please let us know your experience.
I've seen videos on YouTube that show how to do it, but they don't say anything about a middleman.
But looking at the wise trend, I wonder if there is ？ a middleman, but I'm going back and forth between wanting to do it and being afraid of it.
I'm a novice. I'm sorry.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#14
  • マハロ
  • 2021/10/17 (Sun) 21:14
  • Report

People who have only ever exchanged money at exchange offices or banks are too scared to think about exchanging money online.
Everything is online now.

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#12
  • マハロ
  • 2021/10/17 (Sun) 21:16
  • Report

If you've only ever exchanged money over the counter,
you're afraid to do it online.

But the world is moving.
It is normal to send money over the internet.
Japan is not there yet.

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#17
  • lala
  • 2021/10/19 (Tue) 23:19
  • Report

#16 Corona Loves

Bank Of America is a bank
so of course you can send money online to Japan.

If there is another way to send money online that is not a bank, and can be done quickly and cheaply,
that's what everyone should want to use in the future.

If you have experience in being able to send money quickly and cheaply, even if it is not in bitcoin.

I would be happy if you could share it here.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#18

In the past 2 － 3 times, I sent money to my cousin in Japan using the "xoom" system. I had to pay for my relative's funeral offering.
The fee was cheap and I didn't have any problem.
In addition to the transfer fee, the recipient also has to pay （ an exchange fee ） since the money is transferred in dollars and received in yen, I seem to remember.
By the way, after living in Hawaii for 25 years, I now make all my payments online and my rent is set up so that the bank sends checks directly to me, so I don't even remember when I last used a check or cash. I can't remember when I last used a check or cash.

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#19
  • kuniotano
  • 2021/10/22 (Fri) 10:24
  • Report

I have bank accounts （ Mitsubishi UFJ Bank and Citibank ） in both Japan and the US and usually do Wire Transfer between Japan and the US online. To send money from the US to Japan, I send it online from Citibank, but Citi has ridiculously high exchange fees, so I have a dollar account at Mitsubishi and send money in dollars. In this case, Citi charges $ 35 and Mitsubishi charges 1,500. After remittance, I transfer the money from the dollar account to the yen account, but the exchange is at the TTS rate and there is no charge. For remittances from Japan to the U.S., the money is sent directly from the yen account at Mitsubishi to the dollar account at Citi. In this case, Mitsubishi will charge you 1,000 and Citi will charge you $ 10, and the exchange is at the TTB rate. The whole procedure is completed online. After trying various methods, I think this method has the lowest exchange fee ／ charge. As a side note, I always take care to keep the total amount under 1,000,000 yen, because if the remittance between Japan and the U.S. is over 1,000,000 yen, the Japanese bank may report it to the tax office and the tax office may contact me.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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