Vivinavi : Hawaii : (United States) Hawaii

• こーの字
• 2024/03/21 (Thu) 13:39
• Report

I joined BILT with a regular Rent payment, but I will record it for future reference.

Payment is via a platform called Appfolio.
The payment is made via ACH because it is not BILT Alliance.
When I entered my account information in Appfolio, I entered my First Name, Last Name as Account Holder and Checking as Account Type as Personal Account.
By the way, when I asked this question in BILT chat, I got a reply in seconds. I was surprised at the speed and accuracy of the reply.
Since I activated BiltProtect, I think it is treated as a Debit payment and will be deducted directly from my bank account.

And I just received a notice from both Appfolio and BILT that the payment has been processed. I was nervous because it was my first payment with BILT, but it looks like it went through.
Appfolio has recently started taking the ACH fee ($ 2.49€), which was not covered by the BILT fee waiver, but was charged here.

Minimum use of BILT （ 5 times ） but I will digest 4 times, excluding Rent payments, in small amounts for me （ because I have other main cards ）.
For example, Amazon gift card charge can be done from $1 per transaction （ It seems to start from $5 if you schedule it ） .
If I can't make very small purchases, I'll charge them to Amazon while I digest the frequency.

There seems to have been an information leak at Wells Fargo, the card issuer, around last year, but it seems to be under control now.
Just to be safe, I have set up my Wells Fargo online account so that I will be contacted when I go online or $ spend more than 10.

I will figure out how to use the points now.
Will I transfer them to airline frequent flyer miles, and if so, which company, or use them as BILT points for travel? etc. etc. etc.
Not very efficient, but they can also be used for Amazon purchases （ Not very efficient since the redemption rate is 0.7%, i.e. 1000 points are worth $7 ）.

So I will use it patiently.

• Akamai
• 2024/04/12 (Fri) 21:01
• Report

Topic.
I have completed all the procedures and debit (credit card and HOA ）), so I will give you the updated information.

I did not want to open a new bank account, so I was able to debit the BILT payment from my bank account in Hawaii.
I also made various payments with BILT and received triple points （ $ for eating and drinking ） 300 points for 100 .
After a few years, I was hoping that the mileage would accumulate a little faster as I accumulated them.

Also, referrals seem to give quite a few points to both parties.
If anyone wants to be referred
please contact me directly by clicking the letter mark ♪.

• A
• mail
• 2024/04/19 (Fri) 13:50
• Report

Dear Akamai

Thanks for the update information.
Thanks to your help, I have received my card and have successfully completed the first HOA charge to my BILT credit card in April and have confirmed that the points were awarded ！

You mentioned that your BILT payment was debited from your bank account in Hawaii, and that you have set up your BILT I assume you mean that you have your credit card bill automatically deducted from your bank through your credit card Wells Fargo account settings ？
I paid my April credit card bill manually from my BILT account page. I made the payment.
I have various other credit cards, but none of them are set up to "pay by automatic debit from a linked bank account" at all.
I always check the billing details of my credit cards because it would complicate the DISPUTE procedure if my credit cards were automatically debited in the event of an incorrect charge.

I also confirmed that food and beverage is triple points ！
Also, on April 1, retail purchases were double points.
The first of every month is Rent Day, which seems to double points for certain categories.
https://www.biltrewards.com/rewards/rent-day/offer/earn-double-points
Food and Beverage is 6x
Travel is 4x
Others are 2x

Today, I also found an interesting blog post about BILT Rewards Elite Status that I will share.
https://onemileatatime.com/guides/bilt-elite-status/

Thank you for also sharing the useful information about referral bonus points.
I signed up as soon as I saw Akamai's post here （ Thank you ） , I had already received my card when Akamai posted about the referral ＾ ＾
I'm glad we both got points if we had waited a little longer ＾ ＾ ；

• Akamai
• 2024/04/21 (Sun) 14:46
• Report

A

Hi ！ Thanks for the Feedback too.

I don't have automatic debit for card payments either.

Immediately after registration, my Hawaii bank was not reflected, but a few weeks later my Hawaii bank was reflected, so

I chose my Hawaii bank and debited my BILT credit card payment manually.

If the 1st of every month is the day you get more than double points, it would be a good day to buy something on the 1st ！

Thanks for sharing.

My HOA company automatically deducts money from my BILT because they don't charge me a fee by doing an automatic deduction.

It's mutually beneficial for both renters and homeowners to make referrals because the person making the referral is happy to do so.

And the referral code doesn't have your name, just a number and an English code, so you can refer without knowing each other's real names.

• A
• 2024/04/21 (Sun) 18:30
• Report

Dear Akamai

Thank you for your reply.
You mean automatic debit of the HOA, not automatic debit of the credit card payment.
Of course, I have also set up the HOA as a SurePay auto debit using the BILT routing number and account number, and the amount debited is reflected on the BILT credit card bill. As you pointed out, I am not charged any fees this way either.