Vivinavi : Hawaii : (United States) Hawaii

• マハロ
• 2021/10/17 (Sun) 21:14
• Report

People who have only ever exchanged money at exchange offices or banks are too scared to think about exchanging money online.
Everything is online now.

• マハロ
• 2021/10/17 (Sun) 21:16
• Report

If you've only ever exchanged money over the counter,
you're afraid to do it online.

But the world is moving.
It is normal to send money over the internet.
Japan is not there yet.

• lala
• 2021/10/19 (Tue) 23:19
• Report

#16 Corona Loves

Bank Of America is a bank
so of course you can send money online to Japan.

If there is another way to send money online that is not a bank, and can be done quickly and cheaply,
that's what everyone should want to use in the future.

If you have experience in being able to send money quickly and cheaply, even if it is not in bitcoin.

I would be happy if you could share it here.

• makahiki
• 2021/10/20 (Wed) 22:21
• Report
• Delete

In the past 2 － 3 times, I sent money to my cousin in Japan using the "xoom" system. I had to pay for my relative's funeral offering.
The fee was cheap and I didn't have any problem.
In addition to the transfer fee, the recipient also has to pay （ an exchange fee ） since the money is transferred in dollars and received in yen, I seem to remember.
By the way, after living in Hawaii for 25 years, I now make all my payments online and my rent is set up so that the bank sends checks directly to me, so I don't even remember when I last used a check or cash. I can't remember when I last used a check or cash.

• kuniotano
• 2021/10/22 (Fri) 10:24
• Report

I have bank accounts （ Mitsubishi UFJ Bank and Citibank ） in both Japan and the US and usually do Wire Transfer between Japan and the US online. To send money from the US to Japan, I send it online from Citibank, but Citi has ridiculously high exchange fees, so I have a dollar account at Mitsubishi and send money in dollars. In this case, Citi charges $ 35 and Mitsubishi charges 1,500. After remittance, I transfer the money from the dollar account to the yen account, but the exchange is at the TTS rate and there is no charge. For remittances from Japan to the U.S., the money is sent directly from the yen account at Mitsubishi to the dollar account at Citi. In this case, Mitsubishi will charge you 1,000 and Citi will charge you $ 10, and the exchange is at the TTB rate. The whole procedure is completed online. After trying various methods, I think this method has the lowest exchange fee ／ charge. As a side note, I always take care to keep the total amount under 1,000,000 yen, because if the remittance between Japan and the U.S. is over 1,000,000 yen, the Japanese bank may report it to the tax office and the tax office may contact me.