Vivinavi : Hawaii : (United States) Hawaii

• SJDummy
• mail
• 2023/06/06 (Tue) 14:48
• Report

Under the U.S.-Japan Social Security Agreement, those who have worked in the U.S. for more than 1 ． 5 years may total their U.S.-Japan enrollment periods. （ See below ）
http://usa.yoshimura-sr.com/index.php?%E5%8F%97%E7%B5%A6%E6%89%8B%E7%B6%9A%E3%81%A8%E3%81%AF#n9fbbde0
It will depend on whether you and your husband will be working in Japan or the U.S., and whether you will retire in Japan or the U.S., and whether you will receive a pension from the U.S. or Japan. In my case, I worked in Japan for more than 10 years and paid voluntary National Pension Insurance contributions until the pensionable age. I also worked in the U.S. for more than 10 years to qualify for the pension, so I applied for both the Japanese and U.S. pensions separately and received both the Japanese and U.S. pensions without totaling them. The specific amount of the pension will be calculated according to each individual's circumstances, so I suggest that you consult with the pension office in Japan or the U.S., depending on which has more weight in your Japanese or U.S. pension. The relevant Japanese pension office is below. Also, I would like to mention a reference site.
https://www.nenkin.go.jp/service/shaho-kyotei/kunibetsu/20120802-01.html
https://www.cdhcpa.com/ja/%E6%97%A5%E7%B1%B3%E 5%B9%B4%E9%87%91%E5%88%B6%E5%BA%A6%E3%81%A7%E7%B5%B6%E5%AF%BE%E3%81%AB%E7%9F%A5%E3%81%A3%E3%81%A6%E3%82%82%E3%82%89%E3%81%84%E3%81 %9F%E3%81%84%E3%81%93%E3%81%A8/

• tax man
• mail
• 2023/06/06 (Tue) 19:44
• Report

We understand that the intent of your question is to confirm whether you can receive a
pension in the US or Japan if you have been making pension payments for a total of 10 years in Japan and the US.
Please see the following excerpt for the answer.

"The "U.S.-Japan Social Security Agreement" was signed in 2005. The U.S.-Japan Social Security Agreement is that if the minimum enrollment period for pension benefits in one country is not met,
the enrollment period in the pension system of the other country can be counted.
For example, before the agreement was signed, if you had seven years of participation in the U.S. pension system and three years in the Japanese pension system, you could not receive a pension from either country
because you did not meet the eligibility requirements in each country. However,
after the agreement was signed, they could receive the U.S. pension for 10 years by adding three years of Japanese pension to the U.S. pension."

As you can see from this explanation, if the total number of years in the U.S. and Japan exceeds 10 years, you can receive
pensions in both countries.

However, the procedure to receive this in both Japan and the U.S. is very time-consuming to process, unlike the understanding of this treaty.
Processing the pension in Japan also involves quite a bit of paperwork and other documents when applying, and anyway, the Pension Service requires many
application forms, and the process is so tedious that a proxy, such as a relative in Japan, is needed.
Furthermore, applying for Social Security benefits in the U.S. is also not that much
hassle if you have 10 years of credit, and can be processed by applying on the web or by bringing the application form and proof of identity
to the Social Security office However, if you do not have
10 years of credit and you are combining your pension with a pension from outside the U.S.,
how you prove it
depends greatly on the person in charge of the Social Security office.

Simply put, it is beyond imagination how to prove and convince the person in charge that your record is the same as someone who worked in Japan for 7 years and paid into the pension system and who has only
paid into US Social Security for 3 years.

In addition, there are rules that reduce the amount of the pension in the US if you receive a pension in Japan or the US,
and even with that much hassle, the amount you pay for 3 years of Social Security in the US
will probably be disappointingly I think you can assume that it will be a very small amount.

Therefore, while it is possible to receive Social Security benefits under the regulations, the individual process can be quite
time-consuming and, simply put, not worth it.

Please note that your questions on the bulletin board are for reference only, and if you actually take action, please take
advice from experts and others so as not to waste time and effort.

Speaking from experience, it takes time anyway, and even if you are eligible to receive benefits in Japan and the U.S.,
you will be required to send a "status report" every year, which is a notarial certificate to prove that you are alive,
and also once every three years, an IRS tax certificate, Form 6166
such as sending Form 6166, which is an annual process.

And last but not least,
the amount of money you will receive will not be enough to support your lifestyle. Please understand.

• アロハ生活
• 2023/06/07 (Wed) 07:58
• Report

Thank you SJDummy for your reply.
I will take the time to look at the two sites and try to understand them.
The pension system is a bit complicated and I have not looked at it properly, so I will have to study it carefully.
Thank you tax man
You have always given me detailed advice on my tax questions here at Vivinavi.
I understood very well again.
Thank you very much.
While I can still work, I will try my best to work hard here, pay my taxes, and get my US pension alone
.