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Topic

Tell us about your 401K.

Question
#1
  • Aloha
  • mail
  • 2023/05/25 00:52

Please tell me if I leave the company, I don't know what to do with my 401K. By the way, next time I will not join a company but will do something individually
. I would appreciate it if you could tell me more about it.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#2
  • Mahalo
  • 2023/05/25 (Thu) 02:21
  • Report

It depends on which company 401K you are using.

The experience I know is that some agents cannot withdraw without retiring and

some agents can withdraw at any time without retiring.

The fastest way to ask is to call or email your topical agent.

I hope you can Carry Over successfully.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#3

You can continue to hold it, but since you can't fund the account, you generally Roll Over to an IRA. Once you have completed the Roll Over, you will be required to deposit into the account monthly the amount you have decided to save （ ） with an annual limit of . 264> to be deposited into that account each month. Ask at the branch for details.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#4
  • Aloha
  • 2023/05/25 (Thu) 14:42
  • Report

Mahalo

Only the paperwork was sent to me after I retired.
Thank you.

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#5
  • Aloha
  • 2023/05/25 (Thu) 14:46
  • Report

SJDumny

I can just roll it over into an IRA.
In addition, you have to fund it there every month.
I see. Thank you.

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#6
  • SJDummy
  • 2023/05/26 (Fri) 06:10
  • Report

It is up to you to decide whether or not you want to make monthly savings. You may choose to keep your money in your IRA and not set aside any funds. You can have more than one IRA account, so you can open a new account at a different financial institution if the product you want is not available at that institution.

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#7
  • Miyako Financial Educator
  • mail
  • 2023/05/26 (Fri) 22:34
  • Report

There are different places to move your 401K to depending on your individual circumstances and end goal.
I can't discuss this here, so
I would be honored if you would contact me and have me find a contact at GigWork.

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#8
  • Aloha
  • 2023/05/27 (Sat) 15:39
  • Report

SJDumny

You know a lot about it 😌 You should look into IRAs first.
Thank you.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#9
  • Aloha
  • 2023/05/27 (Sat) 15:41
  • Report

Miyako Financial Educator
Thank you. I would appreciate it if you could guide me in detail.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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