Vivinavi : Hawaii : (United States) Hawaii

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

🎍[Do you want to "protect" your assets? Do you want to "increase" your assets ？ 】 ～ To Japanese living in Hawaii - What I want to tell you at the beginning of 2026 ～

Hello to all Hawaii residents!
My name is Maki Asai （ a Licensed Financial Professional ） living in Los Angeles.

The year 2026 has begun. I sincerely hope that this year will be a fruitful one for all of you.
I held a seminar in Honolulu in 2023 ・ 2024 on
"The State of Long-Term Care ・ Costs of Long-Term Care," "Asset Planning," and "Social Security," with a total of over 200 people attending.
There is one thing in common that we strongly felt.
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◆ The first stumbling block that many people face
Everyone has a strong desire to "start asset management" and "prepare for retirement.
However, in reality, …
they stop at the stage of "I don't know where to start"
and several years pass before they realize it.
This is not uncommon.
The financial system in the U.S. is very different from Japan's, and the choices are many and complex.
It is natural to be anxious, not your fault.
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◆ The first question you should ask yourself
The first step in asset management is actually very simple.
Answer the following two questions honestly.

• Do I want to "grow" my assets ？
• or do I want to "protect" my assets （ ＝ " ？

Ideally, you should be able to do both, but in reality, the direction you go depends greatly on "which you want to prioritize.
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◆ For those who "want to increase"
assets, you need to take on some risk.

• Possibility of loss of principal
• Possibility of taking longer than expected

This is unavoidable.
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◆ For those who want to protect （ not reduce ）
safety, the returns you get tend to be modest. If you prioritize safety, the returns you get will tend to be more modest.
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◆ Why Many People Cannot Move Forward
Many people have this thought in their minds.
"I want to increase. But I don't want to decrease …"
This is exactly the state of "stepping on the gas pedal and brake at the same time".
In this state, it is natural that it becomes difficult to take a step forward.
That is why
"What do I want to prioritize ？?"
Clarifying this question is the key to opening the door to the future.
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◆ Why I got into finance
I spent much of my school years as a tutor and also got my teaching license.
After getting married, I spent my life devoting myself to the education of my two sons.
The reason I came to the U.S. was to accompany my husband on his expatriate assignment.
However, while living with my family in the U.S., I was confronted with a reality.
"The difference in financial knowledge can greatly affect the future of a family.
From there, I made the decision to go into finance.
The road to sending my children to college in the U.S. through trial and error was really tough.
That is why my important mission now is
"to help people plan their lives through money education （ financial ・ literacy ）"
. Money knowledge is a lifelong asset.
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◆ The time has come to "protect your future by yourself"
In both Japan and the United States, it is becoming increasingly difficult to rely solely on the government system.
That is why you need to prepare your future by yourself.

• Are you prepared enough for your children's education fund ？
• Do you know how much money you need for your retirement ？
• Are you prepared not to burden your family in the future ？

These are not things you can "think about someday" in time.
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◆ In 2026, take action to "prepare yourself"
No one can predict inflation, interest rates and economic trends.
But you can start taking action today to "prepare yourself."
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◆ By popular demand, we are now offering free individual consultations
This is especially recommended for the following people.

• Concerned about preparing funds for children's education
• Unsure about how to handle funds lying in Japanese banks
• Worried about past 401k as is
• Due to bereavement or divorce
• unsure how to use IRAs, etc. before or after retirement
• can save steadily but unsure of direction
• wondering how to invest a large sum of money
You are worried about your health and want to know how to protect it
• You are not sure what you are worried about

Please be assured that we will not forcefully sell you anything.
Let's start by sorting out where you are "stuck".
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▼ Free Consultation Form
https://forms.gle/ShPUWuZRFajhJRwb6
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◆ Let's sort out "what anxiety is" together ？
In education Combining the "listening skills" I have honed in the field of education and
the perspective of a financial expert,
I will suggest the best direction for you.
In some cases, we will find an appropriate solution; in other cases,
we will be honest and tell you that unfortunately we cannot help you.
Nevertheless, there is always value in "sorting out your concerns".

In addition, we have been holding the following "6 Japanese Financial Workshop"
irregularly since 2020.
To date, a total of over 3,000 people from all over the U.S. have participated.

Major topics include.

・ Increase Your Cash Flow Today
・ Speed Up Debt Repayment ！
・ Learn the Basics of American Finance
・ How to Build Wealth
・ Make the Power of Compound Interest Your Ally
・ Principal Guaranteed Financial Products
・ Which Type Are You ？ Types of Life Insurance and Their Differences
・ Surprises to Know ！ How to Use American Life Insurance
・ Financial Planning for You Who Want to Avoid Risk
・ I Want Both ！ Health and Wealth
・ The Importance of Long Term Care Insurance and Medicare
・ Family Peace of Mind. Estate Planning
・ How to Protect and Grow Your Assets
・ Making Time Your Ally, The Cost of Procrastination
・ What is Dollar Cost Averaging ？
・ Private Pensions, Lifetime Pensions
・ 7 Things You Need to Know for a Rich Retirement
・ Building a Foundation for Financial Independence and Tax Planning
・ College Planning and Tuition

It is difficult to understand all of this workshop just by watching it once, and many people attend and study it over and over again.
As soon as the next workshop is scheduled, we will send an email to those who wish to attend.
If you wish to participate, please also fill out the form below.

https://forms.gle/ShPUWuZRFajhJRwb6

🌸 Take a courageous step to face money in 2026.
The future will change from those who act.
I would be sincerely happy if you could be the one to take that step.

Finally, here are some words that I always chew on while doing this financial work.

◆-----------------------------------------------
If you are born poor, it's not your mistake,
but if you die
- Bill Gates
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We look forward to hearing from you! We look forward to hearing from you.

＜ Contact ＞
Email ： asaimaki@gmail.com
Mobile ： 424-533-0447