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Topic

Car Insurance

Question
#1
  • love
  • mail
  • 2024/03/22 12:17

I am buying a car for the first time in Hawaii and I would like to purchase insurance, but I think it depends on the warranty, but how much does it cost per month ？ Also, I would like to know if there are any warranties that I should purchase or that I don't need. Thank you in advance.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#2
  • こーの字
  • 2024/03/22 (Fri) 14:18
  • Report

I am with StateFarm.
With the discount combined with Renter's Insurance and the discount for participating in a program to monitor my driving
$ 350 / 6 mos. I no longer get quotes from several companies, so it's hard to say if it's cheaper or more expensive.
Also, the type of car ・ the age of the car, how long it has been licensed, driving history, etc. will change the premium. I drive a car that is 11 years old. I have been driving for 15 years in total since I got my license, but my license was revoked once due to visa reasons, so that may have an effect ？.
No history of accidents ・ No violations.

Fortunately, I have never been in an accident, so I have never felt grateful for insurance, but
I have heard that Hawaii has a lot of cars with minimal or no insurance, so it is good to have good coverage in case you get hit.

FYI.

Bodily Injury Coverage
Limit Per Accident $ 300,000
Limit Per Person $ 100,000
$ 53.16 / 6 mos

Property Damage Coverage
Limit Per Accident $ 50,000
$ 79.75 / 6 mos

Comprehensive Coverage
Deductible $ 500
$ 14.42 / 6 mos

Collision Coverage
Deductible $ 500
$ 102.30 / 6 mos

Uninsured Motor Vehicle (Non-Stacking} Coverage
Limit Per Accident $ 300,000
Limit Per Person $ 100,000
$ 12.91 / 6 mos

Underinsured Motor Vehicle (Non-Stacking) Coverage
Limit Per Person $ 100 ,000
Limit Per Accident $ 300,000
$ 33.03 / 6 mos

Personal Injury Protection Coverage
Aggregate Limit $ 10,000
Deductible $ 500
Medical Expenses Coverage
Aggregate Limit $ 10,000
$ 30.62 / 6 mos

Emergency Road Service Coverage
$ 4.62 / 6 mos

Car Rental/Travel Expenses Coverage
Limit Per Occurrence $ 1,200
Limit Per Day $ 50
$ 15.64 / 6 mos

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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