Info Type
View Option
Sort by Keyword
Sort by Category
- Useful info
- Signature service
- Discount
- Satisfaction guaranteed
- Complimentary
- First-time
- Free trial
- Entertainment
- Renewal
- Event
- Press Release
- Problem solution
- Wanted
- Introduction
- Other
Sort by Industry
- Restaurant / Gourmet
- Gift / Shopping
- Fashion / Apparel
- Entertainment / Hobby
- Travel / Leisure
- Transporation
- Life / Housing
- Education / Lesson
- Ceremonial Occasion
- Beauty / Health
- Medical
- Government / Public
- Computer / Electronics
- Auto / Motorcycle
- Finance / Insurance
- Professional
- Corporation / Manufacture
- Media
- Religion
- Nightlife
- Group / Organization
Back
This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Finance / Insurance / Useful info
Reference Example of Accumulation-Type Life Insurance (with Long-Term Care Insurance Clause)
We received a request from a reader to show a specific example of an accumulation-type life insurance ( with a long-term care insurance rider ), so we provide the following as an example for your reference.
( Please note that there are individual differences depending on the age, health condition, amount of accumulation, insurance conditions, and product contents at the time of starting accumulation, so please refer to the example as a reference only. )
[ Example of Accumulating Life Insurance ( with Long-term Care Insurance Clause ) ]
Insured Female ・ Starting Age 50
Premium ( Monthly ) $ 250
Death Insurance Amount
Annual interest rate on premiums (compounded: Non-Guaranteed) 3.5 % ~ 7.10%
With long-term care insurance rider
* For the first 10 years, the surrender value is lower than the premium. Death benefit is available from the first year.
* The lump sum and surrender value will catch up after 15 to 17 years. After that time, the benefit at surrender will be greater than the sum of the additional lump sum.
* The death benefit will increase from the age of 81 in this case.
* The long-term care insurance rider allows 2% of the death benefit ($ 152,000 for $ 3,040 for
( The obligation to pay the monthly premium stops while you receive the long-term care insurance benefit. The money you receive is tax-free.
* For your reference, we have attached a picture of the additional monthly premiums.
* Please feel free to contact us if you would like to see an example of an accumulation type life insurance policy (with a long-term care insurance rider) for your own case.
We are a licensed Hawaii Real Estate Broker ・ and handle the buying and selling of real estate in the state of Hawaii, including ・ individual life insurance ) annuities ・ long-term care insurance ・ 401K, IRA rollovers, and more. In addition, we provide individual and family oriented guidance on the most beneficial ways to apply for Social ・ Security benefits. (NARSSA Member : National Association of Registered Social Security Analysts )
- Posted : 2024/05/03
- Published : 2024/05/03
- Changed : 2024/05/03
- Total View : 129 persons
- Find local business with Town Guide
-
- ■ Hawaii Divorce Lawyer ■ Family Law ・ I...
-
He has extensive experience in family law and international divorce. He is an expert in family law, including custody, immigration to Japan with children following divorce, counseling on unsatisfactor...
(808) 371-8910ポランジ法律事務所 | Law Office of Craig W. Polanzi
-
- Please come and try our delicious omusub...
-
When you want to relax, come to "Iyasu Yume". We offer delicious rice balls and bentos made with handmade rice. Opened in 2000 as Hawaii's first restaurant specializing in omusubi, Iyasumu is a pion...
(808) 465-9682Musubi Cafe Iyasume
-
- From daily use to souvenirs ・, we offer ...
-
J Shop offers fresh ingredients daily. We are a wholesaler, so you can enjoy fine restaurant quality ingredients at home. If you have any special items you would like to order from Japan, please fee...
+1 (808) 200-5076J-Shop - Japanese Grocery Store
-
-
+1 (808) 751-1003Tawashi Japanese Yakiniku
-
-
- ✅ Online Business in Hawaii
-
aiTWorks helps our clients to ・ expand overseas to Hawaii
live in Hawaii. I want to live in Hawaii ! I want to move my family to Hawaii ! I want to start a company in Hawaii ! I want to esta... +1 (424) 216-2444aiTWorks
-
- ☆ Real estate agency with Japanese staff...
-
Established in Hawaii for over 30 years, we provide full support for real estate sales and purchases, as well as management of rental properties and vacation home properties by our Japanese staff. We ...
+1 (808) 800-2421Taro Fujisawa Hawaii Fudosan
-
- Leave the cleaning to us when you are mo...
-
Hawaii ・ We provide house cleaning services for vacation rental properties in Honolulu, vacation home properties throughout Oahu, and for Hawaii residents. Our staff is Japanese, and all of them are p...
+1 (808) 224-4108Yuka's Housekeeping
-
- Welcome to St. Luke's Clinic. The clinic...
-
This clinic is located near the Ala Moana Shopping Center for Japanese residents. Medical examinations are available in both Japanese and English, so Japanese who are traveling to Hawaii or residing i...
+1 (808) 945-3719St. Luke's Clinic
-
- The only Japanese supermarket in Waikiki...
-
We offer a lineup that matches the season. Sashimi and sushi made from fresh fish are very popular with Hawaii residents and visitors alike. The spacious food court is also equipped with microwaves an...
+1 (808) 489-9020Mitsuwa Marketplace - Hawaii
-
- Providing car services to people in Japa...
-
If you need to sell your car immediately, please do not hesitate to contact us. On-site assessment, pick-up just before your return date, and payment by cash or check on the same day are also availabl...
+1 (808) 304-6444Aloha Auto Depot
-
- Walk-in OK ! Open until 8pm ! 】This mass...
-
From a detailed massage by a skilled therapist to a massage using a high-function massage chair. You can choose a course according to your schedule and the state of your fatigue. We also offer Lomi ...
+1 (808) 589-6503Popoki Massage / ポポキマッサージ
-
- Authentic Korean restaurant in business ...
-
This authentic Korean restaurant has been in business for 26 years, since 1997. Many repeat customers come to this restaurant, and it is loved by the local people. ! Many Japanese and Korean celebri...
+1 (808) 922-3387GINZA WON RESTAURANT
-
- Free initial consultation ! You can cons...
-
Our attorneys and staff speak Japanese. At Aina Law Office, our attorneys can speak Japanese themselves. Immigration ( Visa [B1/B2, E1/E2, F/M, H1B, K-1, L, O,P, T,U], Permanent Residence [Family, Emp...
+1 (808) 380-3075Aina Law Office
-
- 🌴202020 New Food Court OPEN in Waikiki🌴8...
-
The Waikiki ・ Food Hall on the 3rd floor of the Royal Hawaiian Center is a café-style food court featuring 8 unique restaurants including food made from local Hawaiian ingredients, sweets, cafes and b...
+1 (808) 376-0435Waikiki Food Hall Co.
-
- We are a licensed Hawaii Real Estate Bro...
-
We are a licensed Hawaii Real Estate Broker ・ and handle the buying and selling of real estate in the state of Hawaii, including ・ life insurance ( annuities ) ・ long-term care insurance, 401K, IRA ro...
+1 (808) 387-1148ヒラタ ・コンサルティング