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Please let me know if you live in US and have a bank account in Japan.

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#1
  • Grove
  • mail
  • 2023/05/04 10:38

I live in US and have a bank account in Japan.

I can log in with my PIN and security card and make deposits, withdrawals and transfers while in US.

From now on, for stronger security, I will enter a number that changes each time via SMS on my mobile number. I have received a notice.

I don't have a Japanese mobile number, so this Japanese bank account will not work.

I may be playing around, but if there is any place where I can open a Japanese bank account as a US resident without a Japanese mobile number

please let me know. Thank you very much.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#2
  • こーの字
  • 2023/05/04 (Thu) 15:27
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In my case, it is SMBC, but when I tried to access my online account the other day,
I was told that I would receive an additional authorization via automated voice call to my ） registered phone number (landline at my parents' house .
Since this is difficult for my parents, I am planning to receive the call when my siblings are at home or when I return home myself. Maybe once I authenticate, I can use it for a while I think, or hope.
I use this account only for automatic debits and deposits from Hawaii, not for domestic transfers.
Also, SMBC can look up the account balance only by the store number and account number.

Also, I picked up some similar questions from FI-Planning.
I would appreciate any more information on this topic as it is relevant to myself.

https://www.fiplanning.com/forum/20230320-%E3%81%A9%E3%81%A1%E3%82%89%E3%81%AE%E9%8A%80%E8%A1%8C%E5%8F%A3%E5%BA%A7%E 3%82%92%E3%81%8A%E6%8C%81%E3%81%A1%E3%81%A7%E3%81%99%E3%81%8B%EF%BC%9F%E6%97%A5%E6%9C%AC%E3%81%A7%E9%96%8B%E8%A8%AD%E5%8F%AF%E8%83 %BD%EF%BC%9F

https://www.fiplanning.com/forum/20230225-%E6%96%B0%E7%94%9F%E3%83%91%E3%83%AF%E3%83%BC%E3%83%80%E3%82%A 4%E3%83%AC%E3%82%AF%E3%83%88%E3%81%AB%E6%97%A5%E6%9C%AC%E3%81%AE%E9%9B%BB%E8%A9%B1%E7%95%AA%E5%8F%B7%E3%81%A7%E3%81%AE%E8%AA%8D%E8 %A8%BC%E3%81%8C%E5%BF%85%E9%A0%88%E3%81%AA%E3%82%8A%E3%81%BE%E3%81%97%E3%81%9F

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#3
  • Grove
  • 2023/05/08 (Mon) 10:36
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#2 Koji

Thank you very much for your reply.

Sorry for the late reply.

I agree with you, SMBC and Shinsei Bank merged and I think they are the same bank.



By the way, do you have a bank account with Yucho （ Post Office ） ？

Can I transfer money online while in US without Japanese phone number

I would be very happy to know if you can do it.

Thank you very much.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

#4

I currently live in Hawaii and have an account at Mitsubishi UFJ Bank. Mitsubishi UFJ Bank uses a one-time ・ password generator for two-step verification, so I am able to transfer money ・ online from Hawaii without any problems. In fact, when I lived in Japan 4 years ago, I had the same situation as you did regarding US financial institutions (Citibank and Fidelity Investment). Both require two-step verification when transferring money, either by SMS or by an automated voice passcode sent from a landline phone in the U.S. The SMS cannot be forwarded, but the voice can be forwarded over an IP line. "I used to get a US phone number from a site called https://sonetel.com", send an auto-voice passcode to that phone, and then forward it to my phone in Japan to get the passcode.
You can get "050-xxxx-xxxx" as a Japanese phone number from that company's service, so if you register that number as the phone to which the automated voice is sent during two-step verification, it will be forwarded to your phone in the US via IP line. However, I have not actually done this, so I would have to try it to see if the 050 number can be registered as the phone number to which the automatic voice notification will be sent. I think the same is true for Mr. Koji, but why don't you both give it a try? There are many other ways to get a 050 number, such as Skype IN, Brastel, and OCN's 050Plus. If you cannot register a 050 number, you can try "https://www.ringover.com/virtual-number-japan", which is a website where you can obtain a regular number, such as "03","045". It may be worth a try.

This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

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