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    • Introduction / Life / Housing
    • 2024/12/08 (Sun)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ Let friendly Hyunji help you buy your first overseas property ／.

    🔴 My motto is "Prompt, Courteous, Trustworthy"
    🔴 Multilingual （ Available in Japanese, English and Korean ）
    🔴 Open 24/7 for inquiries ！
    🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
    🔴 We have many properties available throughout Oahu.
    🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

    Hyunji Martinez / Coldwell Banker Realty
    Hawaii Realtor License Number ： RS-87059
    Tel. -Mail. hjm.hirealtor@gmail.com

    • Introduction / Life / Housing
    • 2024/12/09 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ Let friendly Hyunji help you buy your first overseas property ／.

    🔴 My motto is "Prompt, Courteous, Trustworthy"
    🔴 Multilingual （ Available in Japanese, English and Korean ）
    🔴 Open 24/7 for inquiries ！
    🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
    🔴 We have many properties available throughout Oahu.
    🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

    Hyunji Martinez / Coldwell Banker Realty
    Hawaii Realtor License Number ： RS-87059
    Tel. -Mail. hjm.hirealtor@gmail.com

    • Introduction / Life / Housing
    • 2024/12/10 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ Let friendly Hyunji help you buy your first overseas property ／.

    🔴 My motto is "Prompt, Courteous, Trustworthy"
    🔴 Multilingual （ Available in Japanese, English and Korean ）
    🔴 Open 24/7 for inquiries ！
    🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
    🔴 We have many properties available throughout Oahu.
    🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

    Hyunji Martinez / Coldwell Banker Realty
    Hawaii Realtor License Number ： RS-87059
    Tel. -Mail. hjm.hirealtor@gmail.com

    • Introduction / Life / Housing
    • 2024/12/11 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ Let friendly Hyunji help you buy your first overseas property ／.

    🔴 My motto is "Prompt, Courteous, Trustworthy"
    🔴 Multilingual （ Available in Japanese, English and Korean ）
    🔴 Open 24/7 for inquiries ！
    🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
    🔴 We have many properties available throughout Oahu.
    🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

    Hyunji Martinez / Coldwell Banker Realty
    Hawaii Realtor License Number ： RS-87059
    Tel. -Mail. hjm.hirealtor@gmail.com

    • Introduction / Life / Housing
    • 2024/12/12 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ Let friendly Hyunji help you buy your first overseas property ／.

    🔴 My motto is "Prompt, Courteous, Trustworthy"
    🔴 Multilingual （ Available in Japanese, English and Korean ）
    🔴 Open 24/7 for inquiries ！
    🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
    🔴 We have many properties available throughout Oahu.
    🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

    Hyunji Martinez / Coldwell Banker Realty
    Hawaii Realtor License Number ： RS-87059
    Tel. -Mail. hjm.hirealtor@gmail.com

    • Introduction / Life / Housing
    • 2024/12/13 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ Let friendly Hyunji help you buy your first overseas property ／.

    🔴 My motto is "Prompt, Courteous, Trustworthy"
    🔴 Multilingual （ Available in Japanese, English and Korean ）
    🔴 Open 24/7 for inquiries ！
    🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
    🔴 We have many properties available throughout Oahu.
    🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

    Hyunji Martinez / Coldwell Banker Realty
    Hawaii Realtor License Number ： RS-87059
    Tel. -Mail. hjm.hirealtor@gmail.com

    • Introduction / Life / Housing
    • 2024/12/14 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ Let friendly Hyunji help you buy your first overseas property ／.

    🔴 My motto is "Prompt, Courteous, Trustworthy"
    🔴 Multilingual （ Available in Japanese, English and Korean ）
    🔴 Open 24/7 for inquiries ！
    🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
    🔴 We have many properties available throughout Oahu.
    🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

    Hyunji Martinez / Coldwell Banker Realty
    Hawaii Realtor License Number ： RS-87059
    Tel. -Mail. hjm.hirealtor@gmail.com

    • Introduction / Life / Housing
    • 2024/12/16 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ Let friendly Hyunji help you buy your first overseas property ／.

    🔴 My motto is "Prompt, Courteous, Trustworthy"
    🔴 Multilingual （ Available in Japanese, English and Korean ）
    🔴 Open 24/7 for inquiries ！
    🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
    🔴 We have many properties available throughout Oahu.
    🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

    Hyunji Martinez / Coldwell Banker Realty
    Hawaii Realtor License Number ： RS-87059
    Tel. -Mail. hjm.hirealtor@gmail.com

    • Introduction / Life / Housing
    • 2024/12/15 (Sun)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ Let friendly Hyunji help you buy your first overseas property ／.

    🔴 My motto is "Prompt, Courteous, Trustworthy"
    🔴 Multilingual （ Available in Japanese, English and Korean ）
    🔴 Open 24/7 for inquiries ！
    🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
    🔴 We have many properties available throughout Oahu.
    🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

    Hyunji Martinez / Coldwell Banker Realty
    Hawaii Realtor License Number ： RS-87059
    Tel. -Mail. hjm.hirealtor@gmail.com

    • Introduction / Life / Housing
    • 2024/12/17 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ Let friendly Hyunji help you buy your first overseas property ／.

    🔴 My motto is "Prompt, Courteous, Trustworthy"
    🔴 Multilingual （ Available in Japanese, English and Korean ）
    🔴 Open 24/7 for inquiries ！
    🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
    🔴 We have many properties available throughout Oahu.
    🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

    Hyunji Martinez / Coldwell Banker Realty
    Hawaii Realtor License Number ： RS-87059
    Tel. -Mail. hjm.hirealtor@gmail.com

    • Introduction / Life / Housing
    • 2024/12/18 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ Let friendly Hyunji help you buy your first overseas property ／.

    🔴 My motto is "Prompt, Courteous, Trustworthy"
    🔴 Multilingual （ Available in Japanese, English and Korean ）
    🔴 Open 24/7 for inquiries ！
    🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
    🔴 We have many properties available throughout Oahu.
    🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

    Hyunji Martinez / Coldwell Banker Realty
    Hawaii Realtor License Number ： RS-87059
    Tel. -Mail. hjm.hirealtor@gmail.com

    • Introduction / Life / Housing
    • 2024/12/19 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ Let friendly Hyunji help you buy your first overseas property ／.

    🔴 My motto is "Prompt, Courteous, Trustworthy"
    🔴 Multilingual （ Available in Japanese, English and Korean ）
    🔴 Open 24/7 for inquiries ！
    🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
    🔴 We have many properties available throughout Oahu.
    🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

    Hyunji Martinez / Coldwell Banker Realty
    Hawaii Realtor License Number ： RS-87059
    Tel. -Mail. hjm.hirealtor@gmail.com

    • Introduction / Life / Housing
    • 2024/12/20 (Fri)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ Let friendly Hyunji help you buy your first overseas property ／.

    🔴 My motto is "Prompt, Courteous, Trustworthy"
    🔴 Multilingual （ Available in Japanese, English and Korean ）
    🔴 Open 24/7 for inquiries ！
    🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
    🔴 We have many properties available throughout Oahu.
    🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

    Hyunji Martinez / Coldwell Banker Realty
    Hawaii Realtor License Number ： RS-87059
    Tel. -Mail. hjm.hirealtor@gmail.com

    • Introduction / Life / Housing
    • 2024/12/21 (Sat)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ Let friendly Hyunji help you buy your first overseas property ／.

    🔴 My motto is "Prompt, Courteous, Trustworthy"
    🔴 Multilingual （ Available in Japanese, English and Korean ）
    🔴 Open 24/7 for inquiries ！
    🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
    🔴 We have many properties available throughout Oahu.
    🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

    Hyunji Martinez / Coldwell Banker Realty
    Hawaii Realtor License Number ： RS-87059
    Tel. -Mail. hjm.hirealtor@gmail.com

    • Introduction / Life / Housing
    • 2024/12/22 (Sun)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ Let friendly Hyunji help you buy your first overseas property ／.

    🔴 My motto is "Prompt, Courteous, Trustworthy"
    🔴 Multilingual （ Available in Japanese, English and Korean ）
    🔴 Open 24/7 for inquiries ！
    🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
    🔴 We have many properties available throughout Oahu.
    🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

    Hyunji Martinez / Coldwell Banker Realty
    Hawaii Realtor License Number ： RS-87059
    Tel. -Mail. hjm.hirealtor@gmail.com

    • Introduction / Life / Housing
    • 2024/12/23 (Mon)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ Let friendly Hyunji help you buy your first overseas property ／.

    🔴 My motto is "Prompt, Courteous, Trustworthy"
    🔴 Multilingual （ Available in Japanese, English and Korean ）
    🔴 Open 24/7 for inquiries ！
    🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
    🔴 We have many properties available throughout Oahu.
    🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

    Hyunji Martinez / Coldwell Banker Realty
    Hawaii Realtor License Number ： RS-87059
    Tel. -Mail. hjm.hirealtor@gmail.com

    • Introduction / Life / Housing
    • 2024/12/24 (Tue)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ Let friendly Hyunji help you buy your first overseas property ／.

    🔴 My motto is "Prompt, Courteous, Trustworthy"
    🔴 Multilingual （ Available in Japanese, English and Korean ）
    🔴 Open 24/7 for inquiries ！
    🔴 We handle a lot ！ From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
    🔴 We have many properties available throughout Oahu.
    🔴 If you are coming from Japan, we can arrange airport pick up and drop off.

    Hyunji Martinez / Coldwell Banker Realty
    Hawaii Realtor License Number ： RS-87059
    Tel. -Mail. hjm.hirealtor@gmail.com

    • Signature service / Restaurant / Gourmet
    • 2024/12/11 (Wed)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    ＼ Book now ／ Special sea urchin course with 13 different dishes ！

    ＼ Sea Urchin Lover's Meeting ！ A special course for sea urchin lovers ／

    Using ingredients that go well with sea urchin to bring out the best of sea urchin.

    Starting with appetizer, sea urchin tempura, chawan-mushi, etc. ・ ・ 13 dishes in all ♪

    Reservations are required for the sea urchin special course, so please check the reservation method below and contact us.

    ▼ Dish
    ・ Short rib and sea urchin
    ・ Sea urchin shooter
    ・ Eggplant and sea urchin with ginger sauce
    ・ Tuna ・ Sea urchin ・
    ・ Steamed egg custard with sea urchin
    ・ Scallops and sea urchin hand roll
    ・ Abalone and sea urchin with basil sauce
    ・ Tempura sea urchin and shiso
    ・ Egg tofu and sea urchin
    ・ Beef fillet and sea urchin steak
    ・ Sea urchin ・ Flounder ・ Chirashi sushi with red shrimp
    ・ Miso soup
    ・ Chapter parfait


    1

    ■ For reservations by phone
    +1 (808) 376-0928

    ■ For web reservations
    https://www.akira-japanese- restaurant.com/reservations

    ■ Can also be made via message on Bibinavi

    Limited availability from Dec 23-Dec 28 ！
    Looking forward to seeing you all! We are looking forward to seeing you.

    日本食日本ウニ海鮮Japanese
    • Useful info / Finance / Insurance
    • 2024/12/05 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Reference Example of Accumulation-Type Life Insurance (with Long-Term Care Insurance Clause)

    We received a request from a reader to show a specific example of an accumulation-type life insurance （ with a long-term care insurance rider ）, so we provide the following as an example for your reference.

    （ Please note that there are individual differences depending on the age, health condition, amount of accumulation, insurance conditions, and product contents at the time of starting accumulation, so please refer to the example as a reference only. ）

    [ Example of Accumulating Life Insurance （ with Long-term Care Insurance Clause ） ]
    Insured Female ・ Starting Age 50
    Premium （ Monthly ） $ 250
    Death Insurance Amount 152,000
    Annual interest rate on premiums (compounded: Non-Guaranteed) 3.5 % ~ 7.10%
    With long-term care insurance rider

    * For the first 10 years, the surrender value is lower than the premium. Death benefit is available from the first year.
    * The lump sum and surrender value will catch up after 15 to 17 years. After that time, the benefit at surrender will be greater than the sum of the additional lump sum.
    * The death benefit will increase from the age of 81 in this case.
    * The long-term care insurance rider allows 2% of the death benefit ($ 152,000 for $ 3,040 for 152,000) to be withdrawn from the death benefit each month until the death benefit is exhausted.
    ( The obligation to pay the monthly premium stops while you receive the long-term care insurance benefit. The money you receive is tax-free.

    * For your reference, we have attached a picture of the additional monthly premiums.
    * Please feel free to contact us if you would like to see an example of an accumulation type life insurance policy (with a long-term care insurance rider) for your own case.

    • Useful info / Finance / Insurance
    • 2024/12/05 (Thu)

    This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)

    Five Types of Life Insurance in the U.S.

    I know that life insurance can be confusing for some of you.
    "I hear rumors that the US has a better insurance program than Japan ！"
    In this page, we will explain the five types of life insurance in the US as follows.
    In case you are wondering, not good or bad, it is said that only 1. Term Insurance&2. Whole Life Insurance is offered in Japan out of the following 5 types of insurance. \I am a Hawaii State Life&Health Insurance License holder, so please understand that I will not compare the Japanese License with the Japanese one.

    The 5 Types of Life Insurance in the U.S. are
    1. Term, 2. Whole Life Insurance, 3. Universal Life Insurance, 4. Whole Life Insurance, 3. Universal Life Insurance, 4. Variable Universal Life Insurance, 5. Index Universal Life Insurance.

    1. Term Insurance : As you know, this is a life insurance for a certain period of time. The monthly premium is low, but it is only a death benefit and does not accumulate. And once the policy is over, if you want to re-subscribe, the premiums will go up dramatically as you get older, depending on your age.

    2. Whole Life Insurance : This is an accumulation type life insurance policy for life. The annual interest rate is about 4% (depending on the economic situation) on the premiums you have accumulated. \The monthly premium is a fixed amount. The monthly premium is a fixed amount. Usually, this type of insurance has the highest premium.

    3. Universal Life Insurance : This is an accumulation type life insurance for life. It pays an annual interest rate of about 5-7% on the amount accumulated. \The monthly premium is fixed and varies depending on your financial situation. \The monthly premium is not fixed, but you can choose a minimum to maximum premium amount depending on your personal financial situation.

    4. Variable Universal Life Insurance : This is a life savings type life insurance policy. The accumulated amount is transferred to another account and put into a so-called Mutual Fund. Therefore, it is an investment type insurance, and the amount of savings may go up or down depending on the market's performance. The monthly deposit is not a fixed amount, but can be paid flexibly between minimum and maximum.

    5. Index Universal Life Insurance : This is a life insurance policy with a life time savings plan. The interest rate varies according to the Market Index (e.g. S&P 500), but ranges from about 1% to 12.5% per annum.

    ＊ ＊ Some Hawaii residents who do not have U.S. citizenship or permanent residence may be eligible for Hawaii state insurance. Some people may be eligible to purchase a U.S. annuity or long-term care insurance while living in Hawaii.