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- Introduction / Auto / Motorcycle
- 2024/06/05 (Wed)
Cheap rental cars in Hawaii by Aloha Auto Rentals Available for rent at airports/Waikiki/Alamoana, from 1 day.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Aloha Auto Rentals has been used by 🚘 customers when they suddenly need a car
for moving, shopping, or driving.
Please compare our prices with other companies and consult with us.
Please feel free to contact us.
Aloha Auto Rentals Recommendations ♪
1 . Available for rent in popular areas
Honolulu Airport Pickup / Waikiki Area Delivery / Ala ・ Also available for rent in Moana area
2 . Abundant car models ・ Large inventory
Our main business is car sales ・ We buy and maintain cars. Our strength is our wide variety of car models and inventory that other car rental companies do not offer.
3 . Quick trouble shooting
We have our own mechanical store, so we can quickly respond to any problems with your car.
For reservations, please visit the following URL ↓
https://alohaautorentaljp.com/reservations- Aloha Auto Depot
- 334 Kalihi St, Honolulu, Hawaii, 96819 アメリカ合衆国
- +1 (808) 372-3334
-
- Introduction / Auto / Motorcycle
- 2024/06/05 (Wed)
We can take care of all your car needs in Hawaii!This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Aloha Auto Depot is your one-stop shop for all your long-term vehicle rental needs, including used car sales, new car buying assistance, detailing, glass coating, maintenance, repair/registration/safety work, custom orders, lost title, and more. We have local connections that allow us to provide better service than other companies.
Aloha Auto Depot has three fully bilingual Japanese & English speaking staff to assist you.
We are also flexible and can respond to any incidents such as sudden car breakdown or battery failure.
We have seen many car dealerships in Hawaii that have been unable to respond to our customers' needs. $ We have seen cars that were bought at 10000 and the parts inside were badly damaged, or the engine light was turned off after pretending to fix the engine. ?
At Aloha Auto Depot, we provide our customers with trust and peace of mind.
We have an office in Kalihi, close to the airport, and we can serve Kakaako, Ala Moana, Waikiki, Kahala area ( and other areas ).
If you have any questions or requests, please feel free to contact us in Japanese.- アロハオートデポ | Aloha Auto Depot
- 334 Kalihi St, Honolulu, Hawaii, 96819 アメリカ合衆国
- +1 (808) 304-6444
-
- Useful info / Life / Housing
- 2024/06/04 (Tue)
We will provide you with the latest real estate information from the Hawaii Association of Realtors MLS free of charge, as well as the market value of your real estate property free of charge. We look forward to hearing from you.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
!
The Hawaii Lani Real Estate team has over 20 years of Hawaii real estate experience and knowledge to assist you and provide you with the best service possible.
Sell your property and buy your new property at the same time using the capital gains system,
Buy an investment property using the tax deferral exchange,
Buy a property in the mainland US, Maui or other islands.We have extensive experience in buying a property on Oahu after selling a property and using tax deferral exchanges to buy a property on Oahu.
After purchasing a real estate property, we can manage the property according to your needs and provide payment services for common expenses, insurance, taxes, etc.
Tomoko Kubiak, owner of Hawaii Lani Real Estate, has over 20 years of Hawaii real estate experience.
We continue to work with long time clients and their families.
We are also grateful for the many referrals from our clients to our clients.
And we are very happy to meet new customers, and most of all, we are very happy that our customers are happy after the real estate transaction.
Obtained Hawaii State Real Estate License ( RA in 1999.
Obtained Hawaii State Real Estate Chief's License ( RB in 2009.
Established Hawaii Lani Real Estate in 2010.
Member of the National and Hawaii State Association of Realtors.
[Contact]
(808) 386-7984 ( Japanese )
(808) 924-5040 (808) 924-5040 Japanese )
email: tomoko@ hawaiilanirealty.com
★ Experienced in condominiums in Waikiki and Ala Moana area as well as in buying and selling properties in West Oahu.
Please contact us through [Contact Us] above or "Send Message" below
For more information, please visit our website below ♪
↓ -
- Useful info / Restaurant / Gourmet
- 2024/06/04 (Tue)
🉐 Deals and coupons for shopping at Ebinomi ◎ ✨ Waikiki home-style take-out restaurant including garlic shrimp with large plump shrimp 🦐 🍛 🍤.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
We would like to introduce you to a new way to save on Evinomi plates !
This coupon information is for local customers only and can be used as often as you like, we hope you will use it when you visit us😊
🦐Kama Kama'aina 🦐 Discount → Show your Hawaii State 🌈 Drivers License and get 10% off your total bill🦐
Other coupons ・ For more information, please visit Ebinomi's official Instagram @ ✅
If you don't have a Drivers License or if you are visiting for sightseeing, we also have coupon information for you. ♪
Please try our home-cooked plates from around the world, including the exquisite garlic shrimp made with large and plump shrimp, which can only be found at Ebinomi ✨ 🍴.Kama'aina Discount🌈】Present your Hawaii driver's license and receive 10% off you...
- EbiNomi
- 2310 Kūhiō Ave Courtyard 138, Honolulu, HI, 96815 US
- +1 (808) 744-1661
-
- Wanted / Professional
- 2024/06/04 (Tue)
Would you like to sell your [hair salon ・ hair salon] in Hawaii through business succession ??This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Hawaii business to our client.
Buyer is a Japanese business owner.
Any small business or store is acceptable.
If you are thinking of selling or closing your business, please feel free to contact us.
●Right International is a [Hawaii incorporated M&A brokerage firm].
[M&A contract is completely free of charge until the contract is signed] and [Overseas ・ More than 80 domestic contracts have been signed].
●The representative is an administrative scrivener specializing in contract drafting who is bound by law to maintain confidentiality.
We have been operating our legal office for over 20 years with high credibility.
Once the transfer is finalized, our legal office will prepare the [M&A contract].
───────────────
Example of sale
───────────────
◇Tour companies ・ Travel companies ・ Tourism related companies◇Wedding related companies ・ Marriage agencies
◇Esthetic salons ・ Lomi Lomi massage salons
◇Hair removal salons ・ Spa
◇Eye-lash salons ・ Nail salons ・ Beauty salons
◇Cafes ・ Restaurants ・ Beer bars
◇Burger stores ・ Sandwich stores
◇General stores ・ Various stores including flower shops
◇House cleaning ・ Renovation companies
◇Real estate companiesIT companies ・ Advertising companies and other corporations
◇School corporations ・ English conversation schools ・ Computer schools
◇Clinics ・ Day services ・ Nursing care businesses
◇Accounting offices ・ Insurance companiesFarms etc.
*Businesses in Los Angeles and other mainland US and other English speaking areas ・ Corporations ・ Stores etc. can be sold.
●[Contact Us] We reply within 24 hours 24/7. Please feel free to contact us.
E-MAIL → right@international.jp
Contact us through our site → https://hawaiian.blue/contact/
──────────────────────────────
( Hawaii Corporation ) RIGHT INTERNATIONAL USA, INC.
( Japan CorporationRight International, LLC
( Contracts ) Office Right Gyoseishoshi Lawyer Tanaka Legal Office
★ Please see our web site "Hawaii M&A Investment Information".
↓ ↓ ↓
────────────────────────────── -
- Event / Restaurant / Gourmet
- 2024/06/04 (Tue)
Opened a booth at Matsuri in HAWAIIThis text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
The festival will be held for the first time in five years.
"Festival in Hawaii Pan-Pacific Festival"
will be held in Honolulu every day on June 7, 8 and 9.
June 7 ( Friday ) is a block party on Kalakaua Boulevard
"ho'olaule'alohatable waikiki".
ZIGU Jigoku will also have a stall to promote Japanese food culture.
Japanese beef skewers $ 10
Tsukune skewers $ 5
Kinako Haupia Anmitsu $ 6
We look forward to seeing you at our first outdoor stall in many years. -
- First-time / Life / Housing
- 2024/06/04 (Tue)
On-site car wash ・ On-call car wash ・ Other detail services (water stain removal, scratch removal, glass water repellent coating, body coating, room cleaning, scratch removal, headlight polishing, etc.) are available ☆.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
ALOHA 🌺
Do you have any problems with your car in Hawaii ?
We offer an on-site car wash service. We also provide "Car Drop-off Car Wash Service" in Waikiki.
In addition to our regular car wash service, we also offer a water repellent car wash.
We can also provide other optional detailing services as a set along with the car wash service.
We will first listen to your wishes and provide the most economical and recommended service, such as partial "polishing work" before the car wash to remove "minor scratches" and then a water repellent wash !
Price : $ 5555 (tax included)
No travel fee within 5 miles from Waikiki area.
We also accept consultation for other car repair, maintenance, purchase and sale 🙌
Please feel free to contact us in Japanese if you have any questions or concerns 🙇 ♀ ️First time only] One free minor scratch removal or free headlight polishing
- TOKYO STYLE OAHU
- N/A, ホノルル, ハワイ州, 96815 アメリカ合衆国
- +1 (808) 824-9011
-
- Wanted / Professional
- 2024/06/04 (Tue)
Fellow's Hawaii can help you find a job in Hawaii for any career, from international student to executive !.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Please contact us !
We are open on weekends and holidays, so those who are busy during the week can take their time to talk with us.
We have jobs available from a variety of clients.
Shared cycle service, publishing, apparel, interior showrooms, ramen stores, fine restaurants & Wedding halls, commercial cleaning, house cleaning, bridal industry, nail salons, credit cards, etc. Bilingual call center staff, sales assistants, admin assistants, retail management, interior decorators, kitchen staff, servers, wedding supporters, lead supervisors from a wide variety of industries, Part-time cleaners, wedding coordinators, hair and makeup artists, florists, dress coordinators, manicurists, lounge concierges for members, and more.
Please feel free to contact us in Japanese for more details.
If you wish to make a LINE call from within Japan, please feel free to call us at ID:ohyama-fellowshawaii.Refer a friend to Fellow's Hawaii and receive a "$25 Amazon Gift Certificate" fo...
- フェローズハワイ(お仕事探し・人材紹介会社)
- 725 Kapiolani Blvd, #C307, Honolulu, HI, 96813 US
- +1 (808) 268-7003
-
- Signature service / Life / Housing
- 2024/06/04 (Tue)
We can diagnose your car's malfunction🏝️Fault code scan🏝️OBDII diagnostics ! Other maintenance resetting, coding, etc. available🏝️Acceptable requests from vendors🏝️This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
ALOHA 🌺
We use two OBDII diagnostic equipment to perform "car trouble diagnosis".
What is a "Fault Code" ? What is a "Fault Diagnosis" ?
First of all, some of you may have questions about this, so I will explain briefly. 🙋 ♀ ️
・ While driving, you may see a warning light that you have not normally seen.
・ When you start the engine, a warning light that you have never seen before comes on and the car vibrates strangely
・ "Warning light comes on" and the engine cannot be started
Have you experienced such a thing? ?
This is a so-called SOS from the car.
This warning light is turned on, and it is an SOS that the car is broken or about to be broken.
The OBDII diagnostic equipment is the one that picks up the data from the computer that has the SOS data and diagnoses what is broken ☆
There are many types of OBDII diagnostic equipment, but the cheap ones are the most common. However, if you use a cheap one, you may get a wrong failure code, or you may not know when the code was issued.
However, the two diagnostic equipment we use can not only scan for fault codes, but also determine whether the code is current or past,
eliminating the risk of reading the wrong code. In addition to reading codes, the machine can reset oil requests and maintenance requests, set up air pressure sensors, reset electric side brakes, and
perform other coding functions.
The machine is also capable of diagnosing faults based on the codes read after diagnosis.
(Additional fee is required for diagnosis that requires removal of parts using Tool. \ \f1}Other consultations are also available.
Fees : $ 55 (tax included)》
No travel fee within 5 miles from Waikiki area.
We will also diagnose the parts that may need to be replaced or may fail in the future if you have an initial failure diagnosis.
And there are more ・ ・ ・ ・ 🌺
Within 3 months of the initial diagnosis, we will perform one free failure diagnosis, regardless of whether the failure exists or not. <5766> We also accept requests from vendors. !
We also offer consultation for repair, maintenance, purchase, and sale of other vehicles 🙌
If you have any questions or concerns, please feel free to contact us in Japanese. Please contact us 🙇 ♀ ️- TOKYO STYLE OAHU
- N/A, ホノルル, ハワイ州, 96815 アメリカ合衆国
- +1 (808) 824-9011
-
- Event / Education / Lesson
- 2024/06/04 (Tue)
Cello lessons will start !.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Cello lessons are now available ! All levels. Children and adults of any age are welcome. You can progress rapidly with fun lessons.
We can also help you with instrument rental.
Please feel free to contact us.
Located near Ala Moana Shopping Center. On the 8th floor of the Kapiolani Gyukaku building.
( Paid parking available. 20min $ 1, 60min $ 3)
Other classes include Eurhythmic ( English Class ) , Senior Class, Beginner Ukulele Class, Sound Healing, DTM ( Computer Digital Music Production ) and many more new classes !. -
- Introduction / Life / Housing
- 2024/06/04 (Tue)
\ Let friendly Hyunji help you buy your first overseas property /.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
🔴 My motto is "Prompt, Courteous, Trustworthy"
🔴 Multilingual ( Available in Japanese, English and Korean )
🔴 Open 24/7 for inquiries !
🔴 We handle a lot ! From general properties to luxury properties, feel free to contact us. Please feel free to contact us.
🔴 We have many properties available throughout Oahu.
🔴 If you are coming from Japan, we can arrange airport pick up and drop off.
Hyunji Martinez / Ivy K Realty LLC
Hawaii State Realtor License No. : RS-87059
Tel. +1-808-460-0276(Direct)
E-Mail. hjmartinez2024@gmail.com / hjm@ivykrealty.com -
- Renewal / Auto / Motorcycle
- 2024/06/04 (Tue)
Kakaako New Store Open ! ! Sell your car ! ! Car sales and purchase, cheap car rental, maintenance, repair, and everything about cars in Hawaii ! !This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Aloha Auto Depot is your one-stop shop for all your long-term vehicle rental needs, including used car sales, new car buying assistance, detailing, glass coating, maintenance, repair/registration/safety work, custom orders, lost title, and more. We have local connections that allow us to provide better service than other companies.
Aloha Auto Depot has three fully bilingual Japanese & English speaking staff to assist you.
We are also flexible and can respond to any incidents such as sudden car breakdown or battery failure.
We have seen many car dealerships in Hawaii that have been unable to respond to our customers' needs. $ We have seen cars that were bought at 10000 and the parts inside the car were badly damaged, or the engine light was turned off after pretending to fix the engine. ?
At Aloha Auto Depot, we provide our customers with trust and peace of mind.
Please feel free to visit our new Kakaako location !
We continue to offer rental car airport pick up and drop off at our Kalihi location.
If you have any questions or requests, please feel free to contact us in Japanese.- Aloha Auto Depot
- 449 Cooke St,, Honolulu, Hawaii, 96813 アメリカ合衆国
- +1 (808) 304-6444
-
- Introduction / Auto / Motorcycle
- 2024/06/04 (Tue)
Aloha ・ auto ・ mechanic for car repairThis text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Aloha Auto Depot is your one-stop shop for all your long-term vehicle rental needs, including used car sales, new car buying assistance, detailing, glass coating, maintenance, repair/registration/safety work, custom orders, lost title, and more. We have local connections that allow us to provide better service than other companies.
Aloha Auto Depot has three fully bilingual Japanese & English speaking staff to assist you.
We are also flexible and can respond to any incidents such as sudden car breakdown or battery failure.
We have seen many car dealerships in Hawaii that have been unable to respond to our customers' needs. $ We have seen cars that were bought at 10000 and the parts inside were badly damaged, or the engine light was turned off after pretending to fix the engine. ?
At Aloha Auto Depot, we provide our customers with trust and peace of mind.
We have an office in Kalihi, close to the airport, and we can serve Kakaako, Ala Moana, Waikiki, Kahala area ( and other areas ).
If you have any questions or requests, please feel free to contact us in Japanese.- アロハオートデポ | Aloha Auto Depot
- 334 Kalihi St, Honolulu, Hawaii, 96819 アメリカ合衆国
- +1 (808) 304-6444
-
- Introduction / Auto / Motorcycle
- 2024/06/04 (Tue)
Aloha Auto Rentals for long term car rentals at the airport/Waikiki/AlamoanaThis text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Aloha Auto Rentals has been used by 🚘 customers when they suddenly need a car
for moving, shopping, or driving.
Please compare our prices with other companies and consult with us.
Please feel free to contact us.
Aloha Auto Rentals Recommendations ♪
1 . Available for rent in popular areas
Honolulu Airport Pickup / Waikiki Area Delivery / Ala ・ Also available for rent in Moana area
2 . Abundant car models ・ Large inventory
Our main business is car sales ・ We buy and maintain cars. Our strength is our wide variety of car models and inventory that other car rental companies do not offer.
3 . Quick trouble shooting
We have our own mechanic store, so we can quickly respond to any problems with your car.
For reservations, please visit the following URL ↓
https://alohaautorentaljp.com/reservations- Aloha Auto Depot
- 334 Kalihi St, Honolulu, Hawaii, 96819 アメリカ合衆国
- +1 (808) 372-3334
-
- Useful info / Life / Housing
- 2024/06/03 (Mon)
We will provide you with the latest real estate information from the Hawaii Association of Realtors MLS free of charge, as well as the market value of your real estate property free of charge. We look forward to hearing from you.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
!
The Hawaii Lani Real Estate team has over 20 years of Hawaii real estate experience and knowledge to assist you and provide you with the best service possible.
Sell your property and buy your new property at the same time using the capital gains system,
Buy an investment property using the tax deferral exchange,
Buy a property in the mainland US, Maui or other islands.We have extensive experience in buying a property on Oahu after selling a property and using tax deferral exchanges to buy a property on Oahu.
After purchasing a real estate property, we can manage the property according to your needs and provide payment services for common expenses, insurance, taxes, etc.
Tomoko Kubiak, owner of Hawaii Lani Real Estate, has over 20 years of Hawaii real estate experience.
We continue to work with long time clients and their families.
We are also grateful for the many referrals from our clients to our clients.
And we are very happy to meet new customers, and most of all, we are very happy that our customers are happy after the real estate transaction.
Obtained Hawaii State Real Estate License ( RA in 1999.
Obtained Hawaii State Real Estate Chief's License ( RB in 2009.
Established Hawaii Lani Real Estate in 2010.
Member of the National and Hawaii State Association of Realtors.
[Contact]
(808) 386-7984 ( Japanese )
(808) 924-5040 (808) 924-5040 Japanese )
email: tomoko@ hawaiilanirealty.com
★ Experienced in condominiums in Waikiki and Ala Moana area as well as in buying and selling properties in West Oahu.
Please contact us through [Contact Us] above or "Send Message" below
For more information, please visit our website below ♪
↓ -
- Wanted / Professional
- 2024/06/03 (Mon)
If you are looking for a job, contact Alliance Personnel. We offer a wide range of office, customer service, and management positions. Hybrid work opportunities are also available.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Office ( Administration, accounting, human resources, etc. )
Customer service
Sales in stores
and many more.
We have a wide selection of industries and job types, from beginner level to management and executive level positions.
After careful counseling, we will work with you to find a job, depending on your experience and skills.
Please feel free to contact us first.
Alliance PersonnelAll services for job seekers, from consultation, registration, to employment, ar...
-
- Useful info / Finance / Insurance
- 2024/06/03 (Mon)
Reference Example of Accumulation-Type Life Insurance (with Long-Term Care Insurance Clause)This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
We received a request from a reader to show a specific example of an accumulation-type life insurance ( with a long-term care insurance rider ), so we provide the following as an example for your reference.
( Please note that there are individual differences depending on the age, health condition, amount of accumulation, insurance conditions, and product contents at the time of starting accumulation, so please refer to the example as a reference only. )
[ Example of Accumulating Life Insurance ( with Long-term Care Insurance Clause ) ]
Insured Female ・ Starting Age 50
Premium ( Monthly ) $ 250
Death Insurance Amount152,000
Annual interest rate on premiums (compounded: Non-Guaranteed) 3.5 % ~ 7.10%
With long-term care insurance rider
* For the first 10 years, the surrender value is lower than the premium. Death benefit is available from the first year.
* The lump sum and surrender value will catch up after 15 to 17 years. After that time, the benefit at surrender will be greater than the sum of the additional lump sum.
* The death benefit will increase from the age of 81 in this case.
* The long-term care insurance rider allows 2% of the death benefit ($ 152,000 for $ 3,040 for152,000) to be withdrawn from the death benefit each month until the death benefit is exhausted.
( The obligation to pay the monthly premium stops while you receive the long-term care insurance benefit. The money you receive is tax-free.
* For your reference, we have attached a picture of the additional monthly premiums.
* Please feel free to contact us if you would like to see an example of an accumulation type life insurance policy (with a long-term care insurance rider) for your own case. -
- Useful info / Finance / Insurance
- 2024/06/03 (Mon)
Five Types of Life Insurance in the U.S.This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
I know that life insurance can be confusing for some of you.
"I hear rumors that the US has a better insurance program than Japan !"
In this page, we will explain the five types of life insurance in the US as follows.
In case you are wondering, not good or bad, it is said that only 1. Term Insurance&2. Whole Life Insurance is offered in Japan out of the following 5 types of insurance. \I am a Hawaii State Life&Health Insurance License holder, so please understand that I will not compare the Japanese License with the Japanese one.
The 5 Types of Life Insurance in the U.S. are
1. Term, 2. Whole Life Insurance, 3. Universal Life Insurance, 4. Whole Life Insurance, 3. Universal Life Insurance, 4. Variable Universal Life Insurance, 5. Index Universal Life Insurance.
1. Term Insurance : As you know, this is a life insurance for a certain period of time. The monthly premium is low, but it is only a death benefit and does not accumulate. And once the policy is over, if you want to re-subscribe, the premiums will go up dramatically as you get older, depending on your age.
2. Whole Life Insurance : This is an accumulation type life insurance policy for life. The annual interest rate is about 4% (depending on the economic situation) on the premiums you have accumulated. \The monthly premium is a fixed amount. The monthly premium is a fixed amount. Usually, this type of insurance has the highest premium.
3. Universal Life Insurance : This is an accumulation type life insurance for life. It pays an annual interest rate of about 5-7% on the amount accumulated. \The monthly premium is fixed and varies depending on your financial situation. \The monthly premium is not fixed, but you can choose a minimum to maximum premium amount depending on your personal financial situation.
4. Variable Universal Life Insurance : This is a life savings type life insurance policy. The accumulated amount is transferred to another account and put into a so-called Mutual Fund. Therefore, it is an investment type insurance, and the amount of savings may go up or down depending on the market's performance. The monthly deposit is not a fixed amount, but can be paid flexibly between minimum and maximum.
5. Index Universal Life Insurance : This is a life insurance policy with a life time savings plan. The interest rate varies according to the Market Index (e.g. S&P 500), but ranges from about 1% to 12.5% per annum.
* * Some Hawaii residents who do not have U.S. citizenship or permanent residence may be eligible for Hawaii state insurance. Some people may be eligible to purchase a U.S. annuity or long-term care insurance while living in Hawaii. -
- Useful info / Finance / Insurance
- 2024/06/03 (Mon)
Is Buying Long-Term Care Insurance Right for You ??This text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
[
There are three types of long-term care insurance policies that may or may not be appropriate for you to consider.]Regarding long-term care insurance, we introduced "three types of long-term care insurance" in another section of the Machikado Hot List, "Long-Term Care Insurance in Hawaii and Long-Term Care Insurance in an Aging Society", and among them, a savings type life insurance ( with a long-term care insurance rider ) : Life Insurance Policy with a Rider, you may want to consider purchasing a Long-Term Care Insurance Only Policy ( Stand-Alone Policy ). The National Association of Insurance Commissioners
provides the following guidelines for purchasing a Stand-Alone Policy.
< 介護保険の購入に対し、ご検討なさらない方が良いと思われる方 >
* If you are unable to afford the monthly premiums
* If you do not own significant assets
* If your only source of income is social ・ security or similarincome <1763> * Utility bills ・ Food ・ Medical or other important payments
* Currently on Medicaid
< 介護保険の購入に対し、検討なさる事が適していると思われる方 >
* You have some assets of your own or currently have sufficient income
* You do not wish to use your current assets or income to pay for future care
* You are able to pay the monthly premiums for long-term care insurance and can handle future increases in premiums
* You do not wish to burden your family or friends with your future care
* You do not want to burden your family and friends with your future care* You want to have options for how you will be cared for in the future
We have options for each of you, so please feel free to contact us if you have any questions. -
- Useful info / Finance / Insurance
- 2024/06/03 (Mon)
Long-term care situation and long-term care insurance in Hawaii in an aging societyThis text has been translated by auto-translation. There may be a slight difference between the original text and the translation. (Original Language: 日本語)
Long-Term Care in Hawaii and Long-Term Care Insurance in an Aging Society
We may not realize it when we are healthy, but at some point in our lives, we will need long-term care.
Long-term care insurance can help you in such a case.
According to data from the National Association of Insurance Commissioners (NAIC™),]
* 70% of U.S. residents who have reached age 65 feel that they will need some type of long-term care at least once in their lives. feel that they will need some type of long-term care at least once in their lives.
* Of U.S. residents who have reached age 65, 35% feel that they will be in a nursing home at least once in their lives
.
* A person at age 65 has an average of 19 . 4 years ( remaining life expectancy for women 20 . 6 years and 18 years for men ) The longer a person lives, the greater the need for
nursing care, including chronic illness.
[The cost of care when you need it ? ] Data by NAIC
* Home Health Care (Home Care ) : Licensed Caregiver ( Certified Nurse Aid ) Home Health Care by
= $ 25/H x 6H x 5 days x 4 weeks = $ 3000 / month
* Assisted Living Facility ( Assisted ・ Living Facility ) : As of 2018, monthly $ 4000, yearly $ 48000
* Nursing Home ( Nursing Home ) : As of 2018 Annual $ 89 , 297
( Note 1 ) Hawaii's cost of care is higher than other states.
( Note 2 ) Japan's long-term care insurance system is administered by the government, but in the U.S., individuals must purchase their own insurance.
( Note 3 ) Medicare enrollees are covered for up to 100 days if coverage is approved, but the first 20 days are 100% covered,
after that it is CO-PAY. Benefit Policy ( Long-term care insurance with a greater need than life insurance )
3 . Stand - Alone Policy ( People who do not need life insurance but need long-term care insurance )
【 Two types of
1 . Reimbursement ( Reimbursement ) : The insurance company generally pays
claims directly to nursing homes for expenses deemed necessary for care.
22 2 . Cash Indemnity ( Cash ・ Indemnity ) : 100% of the amount of the long-term care insurance policy is received by the person in cash from the insurance company and can be used for
long-term care expenses or other purposes
Long-term care insurance was introduced in the 1980s as the cost of long-term care rose, and Nationwide research shows that 74%
of people in their 50s would like to live at home as long as possible in the future, but this is not always the case, depending on the person's wishes. However, there are those who cannot meet their wishes and those who have difficulty
providing care at home.
In addition, there are those for whom long-term care insurance is not suitable. The average age for joining long-term care insurance is currently 59 years old.
There are various cases, so if you have any questions, please feel free to contact us so that we can guide you according to your case.
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