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11. Car Insurance(297view/1res) Question 2024/03/22 14:18
12. How to get a license(406view/4res) Question 2024/03/19 19:03
13. curfew(580view/2res) Question 2024/03/09 16:16
14. About The Bus Fare(778view/6res) Question 2024/03/08 22:41
15. How to divide tips between servers and sushi chefs(3kview/19res) Question 2024/03/08 12:23
16. Hawaii Estimated Tax(607view/2res) Question 2024/02/24 19:44
17. How to use Venmo(655view/3res) Question 2024/02/21 21:42
18. About the Guests of Kawaii Kon on March 29-31(232view/0res) Question 2024/02/20 23:54
19. car(634view/1res) Question 2024/02/19 10:54
20. Pension Questions(892view/6res) Question 2024/02/19 10:31
Topic

Car Insurance

Question
#1
  • love
  • mail
  • 2024/03/22 12:17

I am buying a car for the first time in Hawaii and I would like to purchase insurance, but I think it depends on the warranty, but how much does it cost per month ? Also, I would like to know if there are any warranties that I should purchase or that I don't need. Thank you in advance.

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#2
  • こーの字
  • 2024/03/22 (Fri) 14:18
  • Report

I am with StateFarm.
With the discount combined with Renter's Insurance and the discount for participating in a program to monitor my driving
$ 350 / 6 mos. I no longer get quotes from several companies, so it's hard to say if it's cheaper or more expensive.
Also, the type of car ・ the age of the car, how long it has been licensed, driving history, etc. will change the premium. I drive a car that is 11 years old. I have been driving for 15 years in total since I got my license, but my license was revoked once due to visa reasons, so that may have an effect ?.
No history of accidents ・ No violations.

Fortunately, I have never been in an accident, so I have never felt grateful for insurance, but
I have heard that Hawaii has a lot of cars with minimal or no insurance, so it is good to have good coverage in case you get hit.

FYI.

Bodily Injury Coverage
Limit Per Accident $ 300,000
Limit Per Person $ 100,000
$ 53.16 / 6 mos

Property Damage Coverage
Limit Per Accident $ 50,000
$ 79.75 / 6 mos

Comprehensive Coverage
Deductible $ 500
$ 14.42 / 6 mos

Collision Coverage
Deductible $ 500
$ 102.30 / 6 mos

Uninsured Motor Vehicle (Non-Stacking} Coverage
Limit Per Accident $ 300,000
Limit Per Person $ 100,000
$ 12.91 / 6 mos

Underinsured Motor Vehicle (Non-Stacking) Coverage
Limit Per Person $ 100 ,000
Limit Per Accident $ 300,000
$ 33.03 / 6 mos

Personal Injury Protection Coverage
Aggregate Limit $ 10,000
Deductible $ 500
Medical Expenses Coverage
Aggregate Limit $ 10,000
$ 30.62 / 6 mos

Emergency Road Service Coverage
$ 4.62 / 6 mos

Car Rental/Travel Expenses Coverage
Limit Per Occurrence $ 1,200
Limit Per Day $ 50
$ 15.64 / 6 mos

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Topic

How to get a license

Question
#1
  • わからない
  • 2024/03/15 22:39

I wanted to get a moped license and wondered, but the license center doesn't have mopeds available, does it?
It seems that you have to bring your own moped to take the practical test, but do you drag it to the license center? It's too far away and it's hard.
And is the test easy ??

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#2
  • こーの字
  • 2024/03/16 (Sat) 09:44
  • Report

According to the City of Honolulu's information,
you must first take a provisional ( paper test ) which will allow you to drive conditionally.
It appears that you can then bring your moped to the Pearl City license center for the test.
So you don't have to push it and take it with you.

There is also an exemption from the practical test.

For reference
https://www8.honolulu.gov/csd/motorcycle-or-moped-drivers-license-information/

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#3
  • わからない
  • 2024/03/16 (Sat) 14:30
  • Report

Koji
Thank you. Now the mystery is solved.

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#4
  • Hawaii
  • 2024/03/18 (Mon) 19:49
  • Report

Moped 50CC and under, or Class 1, doesn't require a license. However, under 50CC, I think you had to take a practical training course.

https://hawaiimoped.com/hawaii-moped-laws/

Is it under 50CC ? or over 50CC ? It depends on that.

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#5
  • こーの字
  • 2024/03/19 (Tue) 19:03
  • Report

According to the following, 50cc and under is Class A and does not require a motor cycle license, but does require a driver's license.
https://www.scooterrentalhawaii.com/hawaiian-moped-laws/#:~:text=Class%20A%20Mopeds,need%20a%20valid%20driver's%20license.
Also, #4 quoted that you need a Class 1 license if you just want to get on moped.
If you don't have a license and desire only to drive a moped, a Class 1 license will meet your need.

Overall, to drive a moped only requires a car I think it means that you don't need to get a car license or a motorcycle license to drive a moped, but you do need a Class 1 license.
https://www8.honolulu.gov/csd/motorcycle-or-moped-drivers-license-information/
Next Steps After Obtaining Instruction Permit
Driver Performance Test:

For reference.

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Topic

curfew

Question
#1
  • マハロー
  • mail
  • 2024/03/09 00:09

Parents of local high school students, do you have a curfew?
I am a parent of a senior citizen child, and since he started driving, if I leave him alone, he doesn't come home until after midnight. Is it too strict for parents to set a curfew for their high school children in the U.S.?

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#2
  • Sean0914
  • 2024/03/09 (Sat) 11:54
  • Report

We graduated from high school last year and
unless we had something special to do, we had a curfew of
9:00 on Sunday ~ Thursday and 11:00 on Friday and Saturday.

And if we were running late, we didn't drive, we either dropped him off or had him take an Uber.
My son's friends had a similar curfew.

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#3
  • マハロー
  • 2024/03/09 (Sat) 16:16
  • Report

#2 Dear Sean0914

Your son and his friend both had curfews when they were in high school. My son always came home for dinner even after he started driving, so we didn't have a curfew, but when he got a girlfriend, his attitude suddenly changed and he never came home, so I talked to my husband and decided to set a curfew. He said there are no other kids around him who have a curfew, and he is not happy that he is the only one who has to come home when the time comes. I wondered if the curfew was too strict for an American high school student, as my son said, but it is too late to wait until something happens, so I think I will stick to my policy of "one home is home, another is away. Thank you for your answer.

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About The Bus Fare

Question
#1
  • Bus
  • mail
  • 2024/03/07 00:20

Transfers within 2.5 hours are free, but if you are not transferring but taking the same number of buses back and forth, can you still come back with Single Fare $ 3 within that time ?
anyone know ??

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#3

Thank you for your response !
I have a Holo card but have not used it yet and was worried that it would be charged every time I ride.

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#4
  • min
  • 2024/03/07 (Thu) 15:03
  • Report

If you have a HOLO card,
it is convenient to register it in Japanese as well.

You can see the history of your card and cancel it immediately if you lose it.
You can also see the time of your first ride, so you can check what time you got on.

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#5

That's useful !
Thanks for letting me know.

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#6
  • T
  • 2024/03/08 (Fri) 20:09
  • Report

Holo Card debits

3 in the first 2.5 hours, then $ 3 again after 2.5 hours, then $ 3 after 2.5 hours, then $ 1.50 for a 1 Day Pass.

1 Day $ No more than 7.50 will be debited, and no more than $ 80 will be debited for the same amount as the monthly pass.

No further debits once the annual $ 880 ( 11th month ) is reached.

Instead of buying monthly, you can deposit $ 80 at Main and it will be automatically debited, and once you reach $ 7.50 on the 1st, no further debits will be made. Once you reach $ 80, you will have unlimited rides from then on, and on the 11th month you will reach $ 880, so you will have unlimited rides for the 12th month. I myself have been reaching $ 80 every month since last October, so I will reach $ 880 in September of this year. Then I will have unlimited rides in October.

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#7

Thanks for the details !

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Topic

How to divide tips between servers and sushi chefs

Question
#1
  • 寿司シェフ向上委員会
  • mail
  • 2024/02/29 22:37

I would appreciate your opinions on how to divide the tips between the server and the sushi chef at a Japanese restaurant with a sushi counter.
We would like to hear from as many people as possible, even if you are not an experienced server or sushi chef.
Most customers come to a sushi restaurant for great sushi. I don't think there are any customers who come to the restaurant for servers except for their friends. We feel that it is up to the server to provide good sushi and make it better.
Some servers say that all tips should be taken by the server, but I wonder if that is true. ?
The hourly rate is decided by the restaurant based on the experience and work style of the person. One major Japanese restaurant does not mainly do sushi, but they split it 50/50. Please let us know how to make it mutually agreeable. Thank you in advance.

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#15

It may be possible to say that only the counter tipping is 50%, but I don't think it is possible to say that the server and the chef get the same tip.

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#17

> Most customers come to the restaurant for great sushi. I don't think there are any customers except my friends who come for the server.

Like # 14, I thought this person was a famous sushi chef who makes great sushi and has many regular customers of his own. I don't know about the tipping as I am not in food and beverage, but I thought tipping was only for servers.
And if a good friend of mine worked in a restaurant, even if it wasn't a particularly good place ( I would go there ) often as long as it wasn't bad. I think a server who has a lot of friends will bring in more customers than a bad sushi chef.
I think this guy is a great sushi chef, so if he moves to a bigger restaurant that he is comfortable with
I think he will have a lot of regular customers. I'd love to try it sometime.

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#18
  • Mrぶー
  • 2024/03/08 (Fri) 08:11
  • Report

It's scary when money is involved. Let's not slander. Since you are anonymous, it is not a good idea to attack an individual in a judgmental manner. It is a matter of honor, and the person who made the slanderous post will be affected. As you can see ! Thank you very much for your many comments. It was helpful.

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#19

It is scary when money is involved. Slander is not good. It is an attack that seems to identify an individual, because it is posted under a pseudonym. It is a slander and it affects the person who made the post. It is defamation. It is a crime. Thank you very much for your opinions.

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#20
  • Nori
  • 2024/03/08 (Fri) 12:23
  • Report

I understand there is a problem in the Mainland regarding tipping customs. I hear that customers who use stores and services are getting fed up about tipping customs. This trend has led to the creation of restaurants and services where the owners themselves are paid appropriately and do not require tips. As a result, the restaurant has become a hot topic as a tip-free restaurant, and sales have increased to the point where they can pay their employees adequately. Personally, I think it is fine for service providers to work for tips, but I would like to see a revision of the payroll system that requires people to make a living from tips rather than salary. I don't think it will result in a good outcome for any of the employees or customers, as they are forced to tip, and the response after service changes drastically depending on the amount. I feel that hiring employees cheaply and making the customers who use your restaurant pay for the burden of hiring them, results in only the owner siphoning off the profits.

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Topic

Hawaii Estimated Tax

Question
#1
  • Mercury
  • mail
  • 2024/02/24 13:42

I file my own tax return every year using Turbo Tax.
I have already filed for 2023.
The federal Estimated Tax payment amount is automatically calculated and there is a payment voucher, but
the State of Hawaii has you enter the amount yourself and I wasn't sure so I skipped it.
I use Hawaii Tax Online to pay my Hawaii Income Tax, but
If I want to pay my 2024 Estimated Tax, can I decide the amount and pay it myself on Hawaii Tax Online ? Or, since I did not set the amount of Estimated Tax for 2024 when I filed the 2023 tax return, can I pay the amount of Estimated Tax for 2024?
Thank you very much.

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#2
  • Ken
  • 2024/02/24 (Sat) 17:20
  • Report

You can decide the amount and pay it yourself.
If possible, we recommend that you divide your 2023 tax amount into four installments and pay them in four installments. If you have paid at least 100% of the previous year's tax amount on a scheduled basis, you will not be penalized even if your 2024 tax amount is higher.

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#3
  • Mercury
  • 2024/02/24 (Sat) 19:44
  • Report

Ken

I understand that I do not have to inform the Tax Office in advance of the amount of Estimated Tax due, but I can decide and pay it myself.
Thank you very much.

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Topic

How to use Venmo

Question
#1
  • Venmo
  • mail
  • 2024/02/19 20:24

I have a question about how to use Venmo.
Is it possible to send money from a friend to my Venmo to another person without putting it into my bank account ?
and if so, please tell me how to do it.
Thank you very much !

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#2
  • こーの字
  • 2024/02/20 (Tue) 13:46
  • Report

Venmo to someone from Venmo
https://help.venmo.com/hc/en-us/articles/210413477-Sending-Requesting-Money

Venmo to someone's bank account https://help.venmo.com/hc/en-us/articles/115015844068-Instant-Bank-Transfer-FAQ#:~:text=Instant%20transfers%20with%20Venmo%20 allow,transfer%20amount%20for%20each%20transfer.

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#3
  • あゆとり
  • 2024/02/20 (Tue) 14:56
  • Report

If you are paid in venmo, you can keep the money in your venmo wallet without transferring it to the bank, and you can then venmo the money to your friends, payers, etc. If you are paid and do not transfer the money to the bank, the venmo money will increase. If you are paid and do not transfer the money to the bank, the venmo money will increase as it is.

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#4
  • T
  • 2024/02/21 (Wed) 21:42
  • Report

Order a Venmo Debit Card.

There is no fee for Venmo to Venmo transactions.

Since it's a Debit Card, you can use it in stores and other places
as usual.

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Topic

About the Guests of Kawaii Kon on March 29-31

Question
#1
  • NANA
  • mail
  • 2024/02/20 19:30

A Japanese boy band called MADKID will be a guest at KawaiiCon at the Convention Center on March 29-31, and I was wondering if anyone knows when they will be there during the three days ? I would like to know which days they will be performing. I would appreciate any information ! !.

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Topic

car

Question
#1
  • hina
  • mail
  • 2024/02/18 17:49

I am a student studying abroad in Hawaii. I am currently looking for a car. I am learning late at night and if I am lucky, someone I know will give me a ride, but it is difficult to ask every time, and I really need one.

I am looking on Facebook market and craigslist, but they sell quickly and my lack of knowledge makes it impossible to make my own decisions about engines and oil. I have been looking on Vivinavi, but I have not been able to find a good car.
I am a student, so I cannot buy a new car.
I am looking for a Japanese car (Toyota Corolla, Nissan Versa, etc. )) in 2015 or older. My budget is around $8000.

If you are going back to Japan soon or want to let go of your car to buy a new one, please contact me.
Thank you very much.

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#2
  • Matsuri
  • 2024/02/19 (Mon) 10:54
  • Report

hina

I live in Hawaii. It seems that the used car rate is increasing due to the rising prices. I just appraised my car to try and find a Japanese sedan older than 2014 with low mileage and anti-theft protection.
It was $2000 more than when I appraised it a few years ago !
There is $8000 even before 2015.

A little older, but a non-Nissan Japanese car will seldom break down.
I wish you the best of luck.

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Pension Questions

Question
#1
  • Ajisai
  • mail
  • 2024/02/15 18:45

I am divorced from my American husband after 10+ years of marriage. I am a citizen.
My ex-husband is now old enough to receive a pension, and I have heard that if you divorce after 10 years, you can receive half of your ex-husband's pension amount.
I wonder if I can still receive the pension ?
if anyone knows anything about this.

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#2
  • Ken
  • 2024/02/15 (Thu) 19:24
  • Report

受け取ることができます。
Social Security Administrationのウェブサイトに以下のように記されています。

Benefits For Your Spouse
Even if they have never worked under Social Security, your spouse may be eligible for benefits if they are at least 62 years of age and you are receiving retirement or disability benefits. Your spouse can also qualify for Medicare at age 65.

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#3

As you say, if you were married for more than 10 years, you are entitled to half of your ex-husband's pension amount. It should not matter whether you were working or not. See the article "Post-Divorce Security" below.
https://happymoneyusa.com/all-about-social-security/
The conditions are
1 . You must be at least 62 years old and single.
2 . If you apply for benefits before the age of full benefits, they are reduced by that amount.
Therefore, we recommend that you visit the SS Office, explain your divorce situation, obtain the necessary application documents and other information, and begin the process.

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#4
  • Ajisai
  • 2024/02/15 (Thu) 22:37
  • Report

SJDummy
Thank you for your prompt reply.
Thank you very much for your help.

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#5

My American husband and I divorced after 10 years ± and I received half of his pension at age 66 and switched to my own pension at age 70 because I was working myself. That way I get 25% more. No matter how many times the ex-husbands get married, if they are married for more than 10 years, each
ex-wife receives half of the pension. I recommend you to search Yu tubu on US pensions to get more information.

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#6
  • Ajisai
  • 2024/02/19 (Mon) 10:30
  • Report

Ken-san ginger-san
Thank you very much.

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